This home is in Coquina Gables, St. Augustine Beach — a home near St. Augustine High School.
$1,835,0004 bd · 3.5 ba · 2,780 sq ft
Active·135 days on market·Coquina Gables
12 F Street
St. Augustine Beach, FL 32080
3 more homes for sale in Coquina Gables →Search Coquina Gables on the map
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About this home
Coquina Gables
Experience refined coastal luxury just moments from the pristine shores of St. Augustine Beach. Perfectly suited as an exclusive retreat, distinguished primary residence, or high-performing investment, this impeccably designed property showcases an elevated blend of sophistication and comfort. The first level features a private en suite, two-car garage, and a covered outdoor living space complete with a temperature-controlled pool-ideal for year-round enjoyment. A private elevator provides seamless access to all levels, leading to the sun-drenched second floor where an open-concept living area, designer kitchen, and expansive balcony invite effortless entertaining and tranquil ocean breezes. The third floor presents two well-appointed guest suites alongside a serene owner's retreat, complete with a private balcony and a spa-inspired bath designed for ultimate relaxation. Turnkey offer includes a short-term rental license, proven rental history, property management & future bookings.
Next steps in Coquina Gables
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Private well (public record)
County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,810 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
F Stabout 0.1 mi
Closest park or preserve
Anastasia State Park8 min drive · 0.7 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 3 mi · Matanzas River
Closest kayak & paddleboard launch
Anastasia State Park Canoe/Kayak/Sailboard Accessabout 2 mi · Salt Run
Closest youth league fields
Eddie Vickers Park20 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix3 min drive · 1033 A1A Beach Blvd, Saint Augustine Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $820,000 in July 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,249,388 | $1,249,388 | — |
| 2025 | $742,466 | $691,744 | — |
| 2024 | $1,421,801 | $1,421,801 | — |
| 2024 | $695,790 | $695,790 | — |
| 2023 | $1,363,389 | $1,363,389 | — |
| 2023 | $555,193 | $555,193 | — |
| 2022 | $1,394,260 | $1,394,260 | — |
| 2022 | $486,286 | $486,286 | — |
| 2021 | $759,607 | $759,607 | — |
| 2021 | $398,819 | $332,647 | — |
| 2020 | $715,330 | $715,330 | — |
| 2020 | $377,364 | $327,364 | — |
Estimated taxes if purchased at asking price: ~$29,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 30, 2026Price change$1,835,000−$10,000
- Aug 28, 2026Price change$1,845,000−$5,000
- Jul 31, 2026Price change$1,850,000−$25,000
- Jun 27, 2026Listed$1,875,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $455/sq ft; this home is listed at $660/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 117 5th Street, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $2,000,000 | $616 | 5/6 | 3,246 | 37 | 0.4 |
| 705 Ocean Gate Lane, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,400,000 | $525 | 4/3 | 2,665 | 5 | 0.4 |
| 505 F Street, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINE | May 2026 | $655,000 | $290 | 4/3 | 2,260 | 4 | 0.4 |
| 912 Sandy Beach Circle, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINE | Aug 2026 | $1,440,000 | $410 | 4/3 | 3,510 | 10 | 0.5 |
| 315 Ridgeway Road, St. Augustine Beach, FL 32080Listed by MAXREV, LLC | Sep 2026 | $1,000,000 | $451 | 4/3 | 2,218 | 75 | 0.6 |
| 30 Bermuda Run Way, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,300,000 | $455 | 4/3 | 2,860 | 148 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
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Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ENGEL & VOLKERS FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Coquina Gables
Coquina Gables is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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