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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coquina Gables, St. Augustine.

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Active

Active·1 day on market·Coquina Gables

720 A1A Beach Boulevard

St. Augustine, FL 32080

$1,675,000$812/sqftEst. $9,278/mo mortgageMLS# 2170116
4
Beds
3
Baths
2,062
Sq Ft
2009
Built
1
Garage
No
Pool

3 more homes for sale in Coquina Gables →Search Coquina Gables on the map

FEMA Zone XNo HOA4,356 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Coquina Gables

Exceptional Mixed-Use Opportunity Just Steps from the Beach! Discover an outstanding opportunity to own a versatile mixed-use property ideally positioned east of A1A in the heart of a vibrant beachside commercial district. Surrounded by popular restaurants, local businesses, and coastal attractions, this unique property offers an exceptional combination of commercial visibility, residential comfort, and flexible investment potential—all just steps from the Atlantic Ocean. Offering 2,062 square feet across three levels, the property features approximately 660 square feet of ground-floor commercial office space with convenient access just off A1A, ideal for professional services, a boutique business, or other permitted commercial uses.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,278
Property taxesest. at asking price, St. Johns County$2,229
Estimated total, before insurance$11,507/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,248/yr · $521/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,675,000
$335,000
Loan Term
Monthly Payment
$9,278
Principal & Interest: $9,278
Property taxes (est.): $2,229
Insurance (est.): $1,117
Estimated Total Monthly
$12,623
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,248/yr

Estimated taxes if purchased at asking price: ~$26,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 20, 2026Listed$1,675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $393/sq ft; this home is listed at $812/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
900 Mickler Boulevard, St. Augustine, FL 32080Listed by EXP REALTY LLCJun 2026$580,000$3932/21,4761780.4
505 F Street, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEMay 2026$655,000$2904/32,26040.4
315 Ridgeway Road, St. Augustine Beach, FL 32080Listed by MAXREV, LLCSep 2026$1,000,000$4514/32,218750.5
705 Ocean Gate Lane, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,400,000$5254/32,66550.5
112 Bay Bridge Drive, St. Augustine Beach, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMay 2026$419,000$2613/2.51,604210.5
116 Serenity Bay Boulevard, St. Augustine, FL 32080Listed by LOWEST FEE REALTY LLCJun 2026$425,000$2653/2.51,604910.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,675,000
Price / Sq Ft$812
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,062
Acres0.10 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address720 A1A Beach Boulevard, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionCoquina Gables
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size4,356 sq ft
Lot Dimensions48X93
Parcel Number1702700000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Circular Driveway, Garage

Interior

AppliancesNone
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2

Exterior

RoofShingle
ConstructionConcrete

Additional Information

Date ListedOctober 20, 2026
Days on Market0
Tax Amount$6,248.33
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coquina Gables

Coquina Gables is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Coquina Gables homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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