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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Walden Chase, Ponte Vedra — a home near Allen D. Nease High School.

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Active·92 days on market·Walden Chase

1416 Kipling Lane

Ponte Vedra, FL 32081

$459,900$234/sqftEst. $2,455/moMLS# 2152491
↓ $20,100 below original list
3
Beds
2
Baths
1,965
Sq Ft
2001
Built
2
Garage
No
Pool
FEMA Zone XHOA $75/mo6,970 sqft lotSingle Family Residence1 story

About this home

Walden Chase

The Ponte Vedra lifestyle you've been looking for without compromising on space, functionality, or value. Ideally located in sought-after Walden Chase, this 2001 single-story home offers nearly 2,000 SF of thoughtfully designed living space, exceptional community amenities, and the flexibility today's buyers need, including a dedicated flex room perfect for a home office. With nearly 2,000 SF, 3 bedrooms, 2 baths, and a versatile flex room ideal for a home office, this home is designed for today's lifestyle. The open-concept layout creates an inviting flow between the kitchen, family room, and living spaces, while the screened lanai and fully fenced backyard provide the perfect setting for enjoying Florida outdoor living. Major updates, including a new roof (2021) and HVAC (2022) add significant peace of mind. Whether you're working from home, entertaining friends, or simply enjoying the Ponte Vedra lifestyle, this home delivers an exceptional combination of location and value.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,455
Property taxesest. at asking price, St. Johns County$612
HOAbilled annually$75
Estimated total, before insurance$3,143/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,289/yr · $441/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$459,900
$91,980
Loan Term
Monthly Payment
$2,455
Principal & Interest: $2,455
Property taxes (est.): $612
Insurance (est.): $307
Estimated Total Monthly
$3,374
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$367,915$367,915—
2024$369,287$188,449—
2023$382,264$181,504—
2022$331,857$174,761—
2021$243,185$168,215—
2020$225,010$165,202—

2025 property taxes (current owner): $5,289/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 14, 2026Price change$459,900−$14,100
  • Aug 20, 2026Price change$474,000−$1,000
  • Aug 2, 2026Price change$475,000−$5,000
  • Jun 26, 2026Listed$480,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$459,900
Price / Sq Ft$234
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,965
Acres0.16 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1416 Kipling Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWalden Chase
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Parcel Number0232410940
ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchScreened
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 26, 2026
Days on Market83
HOA Fees$905.84 / Annually
HOA FrequencyAnnually
Tax Amount$5,289.31
Tax Year2025
Listing TermsCash, Conventional, FHA, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTEGRITY KEY REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Walden Chase

Walden Chase is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32081.

View all Walden Chase homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines