This home is in WGV Laterra Condo, St. Augustine.

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Active

Active·21 days on market·WGV Laterra Condo

955 Registry Boulevard 323

St. Augustine, FL 32092

$283,000$323/sqftEst. $1,506/moMLS# 2152348

Beds

Baths

875

Sq Ft

2005

Built

—

Garage

Pool

About this home

WGV Laterra Condo

TURNKEY CONDO IN WORLD GOLF VILLAGE - IDEAL FOR PRIMARY RESIDENCE, VACATION HOME, OR INVESTMENT PROPERTY Discover resort-style living and outstanding investment potential in this beautifully maintained top-floor condo at Laterra, located within the exclusive gated King & Bear community in World Golf Village. Situated in highly desirable St. Johns County, this move-in-ready 1-bedroom, 1-bath condo offers the perfect combination of comfort, convenience, and value in one of Northeast Florida's fastest-growing real estate markets. This spacious single-level residence features an open-concept floor plan, bright living area, fully equipped kitchen, king-sized bedroom suite, private bath, and in-unit washer and dryer. The top-floor location provides added privacy and peaceful views, making it an ideal primary residence, second home, vacation getaway, corporate housing option, seasonal residence, or income-producing investment property.

Cost to own

Mortgage calculator

Home Price

$283,000

Down Payment: 20%

$56,600

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,438

Principal & Interest: $1,438

Est. Taxes & Insurance: $360

Estimated Total Monthly

$1,798

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,506

Property taxesest. at asking price, St. Johns County$377

HOAbilled monthly$367

Estimated total, before insurance$2,250/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$226,000	$157,981	—
2024	$230,000	$143,619	—
2023	$231,570	$130,563	—
2022	$172,000	$118,694	—
2021	$125,500	$107,904	—
2020	$117,400	$98,095	—

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History