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This home is in WGV Laterra Condo, St. Augustine — a golf course home in St. Johns County.

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Active

Active·59 days on market·WGV Laterra Condo

965 Registry Boulevard 102

St. Augustine, FL 32092

$274,900$314/sqftEst. $1,402/moMLS# 2148980

Beds

Baths

875

Sq Ft

2006

Built

—

Garage

Pool

About this home

WGV Laterra Condo

Escape to your own Florida retreat in the prestigious gated Laterra Condominiums within the King & Bear community, home to world-class golf and resort-style amenities. This rare 1 BR, 1 Bath, 875 sf condo offers the perfect blend of comfort, style, and convenience. This property is ideal as a full-time residence, vacation getaway, or short-term rental. Step inside to a bright, open floor plan that flows seamlessly from a spacious living and dining area to a fully equipped kitchen featuring granite countertops, a breakfast bar, and stainless steel appliances. The bedroom and bathroom are bright and spacious, while the generously sized patio area provides privacy with mature landscaping and a wrought iron fence and gate. Perfect for a peaceful oasis for morning coffee or evening relaxation. All of this with no maintenance!

Cost to own

Mortgage calculator

Home Price

$274,900

Down Payment: 20%

$54,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,402

Principal & Interest: $1,402

Property taxes (est.): $366

Insurance (est.): $183

Estimated Total Monthly

$1,951

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,402

Property taxesest. at asking price, St. Johns County$366

HOAbilled monthly$367

Estimated total, before insurance$2,134/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,044/yr · $254/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$226,000	$226,000	—
2024	$230,000	$208,120	—
2023	$231,570	$189,200	—
2022	$172,000	$172,000	—
2021	$125,500	$107,904	—
2020	$117,400	$98,095	—

2025 property taxes (current owner): $3,044/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 5, 2026Listed$274,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$274,900

Price / Sq Ft$314

Bedrooms1

Bathrooms1.00

Full Baths1

Square Footage875

Year Built2006

TypeResidential

Sub-TypeCondominium

StyleSpanish

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address965 Registry Boulevard 102, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Laterra Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number2879993102

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Spa/Hot Tub, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingParking Lot

ViewGolf Course, Trees/Woods