This home is in Villages Of Vilano, St. Augustine.

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Pending

Pending·21 days on market·Villages Of Vilano

110 Ocean Hollow Lane 319

St. Augustine, FL 32084

$549,000$418/sqftEst. $2,922/moMLS# 2152283

Beds

Baths

1,313

Sq Ft

1989

Built

Garage

Pool

About this home

Villages Of Vilano

Rare opportunity to own a highly sought-after 3-bedroom end-unit condo in Villages of Vilano! Located on the third floor, this turn-key residence offers the privacy and extra natural light that only an end unit can provide, along with beautiful elevated views. Thoughtfully updated and meticulously maintained, this coastal retreat is perfect as a primary residence, vacation home, or investment property. Enjoy the convenience of elevator access, assigned garage parking, and private storage, all within one of Vilano Beach's premier gated communities. Villages of Vilano offers an exceptional resort-style lifestyle with private beach access, a marina and boat ramp, indoor heated pool and spa, outdoor pool, fitness center, sauna, clubhouse, tennis courts, pickleball courts, RV and boat storage, and 24-hour gated security. Ideally located just minutes from historic downtown St. Augustine, dining, shopping, and entertainment, this is a rare opportunity to enjoy the best of coastal living.

Cost to own

Mortgage calculator

Home Price

$549,000

Down Payment: 20%

$109,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,791

Principal & Interest: $2,791

Est. Taxes & Insurance: $698

Estimated Total Monthly

$3,488

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,922

Property taxesest. at asking price, St. Johns County$731

HOAbilled monthly$880

Estimated total, before insurance$4,532/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$399,980	$399,980	—
2024	$414,800	$414,800	—
2023	$442,804	$412,390	—
2022	$374,900	$374,900	—
2021	$247,380	$247,380	—
2020	$247,380	$247,380	—

2025 property taxes (current owner): $5,410/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 8, 2026Pending$549,000
Jun 25, 2026Listed$549,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,000

Price / Sq Ft$418

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,313

Year Built1989

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesWest

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address110 Ocean Hollow Lane 319, St. Augustine, FL 32084

Area266-Vilano Beach

SubdivisionVillages Of Vilano

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Parcel Number1423850319

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Beach Access, Boat Dock, Boat Launch, Clubhouse, Elevator(s), Fitness Center, Gated, Management - Full Time, Management - Off Site, Pickleball, RV/Boat Storage, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Garage, Underground

ViewBeach, Ocean