This home is in St. Augustine — a home near St. Augustine High School.
Sold·Closed Jul 20, 2026·11 days on market·Recent sales in St. Augustine
110 Ocean Hollow Lane 319
St. Augustine, FL 32084
About this home
St. Augustine
Rare opportunity to own a highly sought-after 3-bedroom end-unit condo in Villages of Vilano! Located on the third floor, this turn-key residence offers the privacy and extra natural light that only an end unit can provide, along with beautiful elevated views. Thoughtfully updated and meticulously maintained, this coastal retreat is perfect as a primary residence, vacation home, or investment property. Enjoy the convenience of elevator access, assigned garage parking, and private storage, all within one of Vilano Beach's premier gated communities. Villages of Vilano offers an exceptional resort-style lifestyle with private beach access, a marina and boat ramp, indoor heated pool and spa, outdoor pool, fitness center, sauna, clubhouse, tennis courts, pickleball courts, RV and boat storage, and 24-hour gated security. Ideally located just minutes from historic downtown St. Augustine, dining, shopping, and entertainment, this is a rare opportunity to enjoy the best of coastal living.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,787 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $399,980 | $399,980 | — |
| 2024 | $414,800 | $414,800 | — |
| 2023 | $442,804 | $412,390 | — |
| 2022 | $374,900 | $374,900 | — |
| 2021 | $247,380 | $247,380 | — |
| 2020 | $247,380 | $247,380 | — |
2025 property taxes (current owner): $5,410/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 22, 2026Closed$549,000
- Jul 8, 2026Pending$549,000
- Jun 25, 2026Listed$549,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $324/sq ft; this home is listed at $418/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 110 Ocean Hollow Lane 118, St. Augustine, FL 32084Listed by EXIT 1 STOP REALTY | Oct 2026 | $409,000 | $312 | 3/2 | 1,313 | 109 | 0 |
| 110 Ocean Hollow Lane Lane 114, St. Augustine, FL 32084Listed by EXIT 1 STOP REALTY | Sep 2026 | $240,000 | $247 | 2/2 | 973 | 71 | 0 |
| 110 Ocean Hollow Lane 318, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2025 | $461,000 | $351 | 3/2 | 1,313 | 3 | 0 |
| 2960 Coastal Highway 4B, St. Augustine, FL 32084Listed by ASSIST2SELL BUYERS & SELLERS REALTY | Jul 2026 | $690,000 | $560 | 2/2 | 1,232 | 10 | 1.3 |
| 3904 Windjammer Lane, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATE | Jul 2026 | $370,000 | $301 | 2/2 | 1,230 | 61 | 1.5 |
| 4502 Sandcastle Circle, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2025 | $345,000 | $324 | 2/2 | 1,065 | 35 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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