This home is in Villages Of Vilano, St. Augustine.

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Active

Active·7 days on market·Villages Of Vilano

110 Ocean Hollow Lane 106

St. Augustine, FL 32084

$299,000$307/sqftEst. $1,525/moMLS# 2156097

Beds

Baths

973

Sq Ft

1989

Built

Garage

Pool

About this home

Villages Of Vilano

Beautifully Remodeled First-Floor Condo in the Villages of Vilano Experience the best of coastal living in this beautifully remodeled, fully furnished 2-bedroom, 2-bath first-floor condo in the highly desirable Villages of Vilano. Enjoy the convenience of being just steps from the community's heated indoor pool, spa, fitness center, and sauna. A private pedestrian entrance over A1A provides easy access to the beach, where you'll find the community gazebo--the perfect place to relax and enjoy the ocean breeze. This resort-style community also offers access to the Intracoastal Waterway marina, an outdoor pool, tennis, pickleball, and basketball courts, plus RV and boat parking. Whether you're looking for a primary residence, vacation home, or investment property, this move-in-ready condo offers the ultimate Florida beach lifestyle.

Cost to own

Mortgage calculator

Home Price

$299,000

Down Payment: 20%

$59,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,525

Principal & Interest: $1,525

Property taxes (est.): $398

Insurance (est.): $199

Estimated Total Monthly

$2,122

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,525

Property taxesest. at asking price, St. Johns County$398

HOAbilled monthly$1,234

Estimated total, before insurance$3,156/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,241/yr · $270/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,241/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 19, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000

Price / Sq Ft$307

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage973

Year Built1989

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address110 Ocean Hollow Lane 106, St. Augustine, FL 32084

Area266-Vilano Beach

SubdivisionVillages Of Vilano

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Parcel Number1423850106

ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Boat Launch, Boat Slip, Cable TV, Car Wash Area, Clubhouse, Elevator(s), Fitness Center, Gated, Laundry, Pickleball, RV/Boat Storage, Sauna, Spa/Hot Tub, Storage, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Covered, Garage