This home is in Villages Of Vilano, St. Augustine — a gated community home in St. Johns County.
Active Under Contract·112 days on market·Villages Of Vilano
110 Ocean Hollow Lane 118
St. Augustine, FL 32084
About this home
Villages Of Vilano
PRICE REDUCTION! Beach life starts here! Bring the family and the pets to this beautifully updated 3 Bedroom, 2 Bath condo just steps to the Ocean. Located in a private gated community with its own shaded beachfront gazebo this is the place to relax, enjoy the sunrise and enjoy coastal living at its best. Enjoy your own private beach walkover, so no traffic or dodging cars on A1A! This rare 3 Bedroom Condo exudes charm with stylish Shiplap in the living room, high end chic kitchen cabinets that complement the stainless appliances and granite counters. Other notable updates are LVP, plantation shutters, closet built-ins, and private screened porch for listening to the Ocean waves. The condo comes with 2 assigned parking spaces in the shaded basement with elevator - no need to climb stairs unless you want to! The unit also has a storage locker in the garage to store all your beach gear. Don't delay, this home is perfect for full-time living, vacationing, or an investment property
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $357,000 | $357,000 | — |
| 2024 | $370,000 | $370,000 | — |
| 2023 | $394,565 | $368,500 | — |
| 2022 | $335,000 | $335,000 | — |
| 2021 | $217,000 | $166,800 | — |
| 2020 | $217,000 | $163,807 | — |
2025 property taxes (current owner): $4,829/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,787 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 26, 2026Active Under Contract$409,900
- Jul 7, 2026Price change$409,900−$25,100
- May 7, 2026Listed$435,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Villages Of Vilano
Villages Of Vilano is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.
View all Villages Of Vilano homes for sale →Listing Courtesy of: EXIT 1 STOP REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Villages Of Vilano
Active Under Contract$349,000MLS# 2157673Est. $1,858/mo110 Ocean Hollow Lane 117, St. Augustine, FL 320842 Beds2 Baths964 sqftExperience coastal living in this beautifully updated 2-bedroom, 2-bathroom, first-floor condo in the highly…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Active$479,000MLS# 2115920Est. $2,549/mo101 Ocean Hollow Lane, St. Augustine, FL 320842 Beds2 Baths1,553 sqftWake up to the sound of the ocean in this beachside gem just steps from the Atlantic Ocean! This single family home…
ResidentialEXIT 1 STOP REALTY
Active$299,000MLS# 2156097Est. $1,591/mo110 Ocean Hollow Lane 106, St. Augustine, FL 320842 Beds2 Baths973 sqftBeautifully Remodeled First-Floor Condo in the Villages of Vilano Experience the best of coastal living in this…
ResidentialEXIT 1 STOP REALTY
Active$265,000MLS# 2138418Est. $1,410/mo110 Ocean Hollow Lane 101, St. Augustine, FL 320841 Beds1 Baths912 sqft**GATED COMMUNITY**OCEAN FRONT**UPDATED** Step RIGHT ACROSS THE STREET FROM THE OCEAN and into your meticulously…
ResidentialCHAD AND SANDY REAL ESTATE GROUP
Keep looking
Similar homes in St. Augustine
Explore the area
More in Villages Of Vilano
Villages Of Vilano guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines