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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

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Sold

$869,000Sold5 bd · 3.5 ba · 3,307 sq ft

Sold·Closed Jul 25, 2025·59 days on market·Recent sales in St. Augustine

304 1st Street

St. Augustine, FL 32084

$869,000sold priceListed at $859,900 · 101.1% of asking$263/sqftMLS# 2084885
5
Beds
3.5
Baths
3,307
Sq Ft
2003
Built
3
Garage
Yes
Pool
HOA $17/mo12,197 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

Just One Block from the Beach - Spacious 5-Bedroom Coastal Retreat! Ideally situated on a quiet cul-de-sac in desirable Zone X (high and dry!), this beautifully maintained 5-bedroom, 3.5-bath home offers the perfect blend of luxury, comfort, and location. Sitting on an oversized lot just steps from the shoreline, this residence features a smart, family-friendly layout with the primary suite conveniently located on the ground floor and four additional bedrooms plus a versatile loft upstairs—ideal for a playroom, media room, or second lounge. The heart of the home is a chef's kitchen complete with a 8-burner gas range, Sub-Zero refrigerator, Corian countertops, and a central island—perfect for entertaining. A formal dining room, private office, and cozy living room with fireplace offer space for both gathering and quiet moments. Step outside to your private saltwater pool surrounded by pavers and a fully fenced backyard—an oasis for relaxing and enjoying coastal living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,738
Property taxesest. at asking price, St. Johns County$1,156
HOAbilled annually$17
Estimated total, before insurance$5,911/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,443/yr · $537/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 6:44 AM, sunset 5:34 PM.

  • A pool here trades warmth for comfort.
  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,443/yr

Estimated taxes if purchased at asking price: ~$13,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $286/sq ft; this home is listed at $263/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
601 Seagate Lane S, St. Augustine, FL 32084Listed by PALM VALLEY REALTY PLLCMay 2026$950,000$2865/4.53,318290.1
1304 Windjammer Lane, St. Augustine, FL 32084Listed by THE LEGENDS OF REAL ESTATEMar 2026$650,000$2373/3.52,740170.1
408 Third Street, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJun 2026$800,000$2395/33,3504630.2
308 Coconut Grove Court, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$812,500$3424/32,37750.3
304 Coconut Grove Court, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESMar 2026$687,200$2754/32,49580.3
205 Seaside Vista Court, St. Augustine, FL 32084Listed by HERRON REAL ESTATE LLCOct 2026$1,060,000$3175/43,3402430.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$859,900
Price / Sq Ft$260
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,307
Acres0.28 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Fenced, Heated, Salt Water
Is WaterfrontNo
Direction FacesSouthwest

School Information

Community Information

Address304 1st Street, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionVilano Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size12,196.8 sq ft
Parcel Number1452090090

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewPool

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric, Split System, Zoned
FlooringCarpet, Stone
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level, Sink
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Irregular Lot
Patio / PorchPatio, Rear Porch
FencingBack Yard, Privacy, Vinyl, Wood
RoofShingle
ConstructionBrick, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 3, 2025
Days on Market59
HOA Fees$200 / Annually
HOA FrequencyAnnually
HOA Fee IncludesOther
Tax Amount$6,443.34
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SEABREEZE REALTY

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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