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Active

Active·222 days on market

205 Seaside Vista Court

St. Augustine, FL 32084

$1,075,000$322/sqftEst. $5,722/moMLS# 2120528
5
Beds
4
Baths
3,340
Sq Ft
2024
Built
2
Garage
No
Pool

About this home

St. Augustine

MOTIVATED SELLER!...SPECTACULAR 5BD/4BA 2-story in quiet cul-de-sac with stunning sunset views over the Instrcoastal... AND Just steps away from the BEACH! *ROOM FOR POOL...see Survey with POOL drawing in Docs section!* Entertain with ease in your BEAUTIFUL and inviting kitchen. Oversized pantry, large island, SS appliances, decorative coastal backsplash, soft-close cabinets and pull-outs. First Floor Guest suite with full BATH. Triple sliders overlooking lanai offer relaxation and cozy conversations. GORGEOUS wood tread stairs leading to second floor. Soak in the outdoor scenery from your dual front porch swings and enjoy your morning coffee before a 4-minute walk to your community's private BEACH access. In the evenings, the second-story balcony is the perfect 'story-like'setting, offering panoramic, peaceful sunset views. Front entry flex room. **PREFERRED LENDER OFFERING up to $5,000 towards RATE BUY-DOWN** Furnishings negotiable.**WELCOME HOME!!!**

Cost to own

Mortgage calculator

$1,075,000
$215,000
Loan Term
Monthly Payment
$5,430
Principal & Interest: $5,430
Est. Taxes & Insurance: $1,358
Estimated Total Monthly
$6,788
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,722
Property taxesest. at asking price, St. Johns County$1,430
HOAbilled annually$175
Estimated total, before insurance$7,327/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $713,100 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$782,816$782,816
2024$200,000$200,000
2023$200,000$200,000
2022$151,200$151,200

2025 property taxes (current owner): $10,922/yr

Estimated taxes if purchased at asking price: ~$17,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,820 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Dec 5, 2025Listed$1,075,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,075,000
Price / Sq Ft$322
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,340
Acres0.21 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKetterlinus
MiddleSebastian
HighSt. Augustine

Community Information

Address205 Seaside Vista Court, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionSeaside Vista
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size9,147.6 sq ft
Parcel Number1423120160
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, On Street
ViewIntracoastal, Ocean

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Washer
HeatingCentral, Electric, Hot Water, Propane
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundrySink
SecurityClosed Circuit Camera(s), Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Fire Pit, Outdoor Shower
Patio / PorchCovered, Front Porch, Patio
RoofShingle
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedDecember 5, 2025
Days on Market206
HOA Fees$2,100 / Annually
HOA FrequencyAnnually
HOA NameSeaside Vista
Tax Amount$10,921.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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