This home is in St. Augustine — a home near St. Augustine High School.
Active Under Contract·251 days on market
205 Seaside Vista Court
St. Augustine, FL 32084
About this home
St. Augustine
SPECTACULAR 5BD/4BA 2-story in quiet cul-de-sac with stunning sunset views over the Instrcoastal... AND Just steps away from the BEACH! *ROOM FOR POOL...see Survey with POOL drawing in Docs section!* Entertain with ease in your BEAUTIFUL and inviting kitchen. Oversized pantry, large island, SS appliances, decorative coastal backsplash, soft-close cabinets and pull-outs. First Floor Guest suite with full BATH. Triple sliders overlooking lanai offer relaxation and cozy conversations. GORGEOUS wood tread stairs leading to second floor. Soak in the outdoor scenery from your dual front porch swings and enjoy your morning coffee before a 4-minute walk to your community's private BEACH access. In the evenings, the second-story balcony is the perfect 'story-like'setting, offering panoramic, peaceful sunset views. Front entry flex room. **PREFERRED LENDER OFFERING up to $5,000 towards RATE BUY-DOWN** Furnishings negotiable.**MOTIVATED SELLER*
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $713,100 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $782,816 | $782,816 | — |
| 2024 | $200,000 | $200,000 | — |
| 2023 | $200,000 | $200,000 | — |
| 2022 | $151,200 | $151,200 | — |
2025 property taxes (current owner): $10,922/yr
Estimated taxes if purchased at asking price: ~$17,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,820 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 5, 2026Active Under Contract$1,075,000
- Dec 5, 2025Listed$1,075,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
Similar homes in St. Augustine
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines