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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Oct 16, 2026·243 days on market·Recent sales in St. Augustine

205 Seaside Vista Court

St. Augustine, FL 32084

$1,060,000sold priceListed at $1,075,000 · 98.6% of asking$317/sqftMLS# 2120528
5
Beds
4
Baths
3,340
Sq Ft
2024
Built
2
Garage
No
Pool
FEMA Zone XHOA $175/mo9,148 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

SPECTACULAR 5BD/4BA 2-story in quiet cul-de-sac with stunning sunset views over the Instrcoastal... AND Just steps away from the BEACH! *ROOM FOR POOL...see Survey with POOL drawing in Docs section!* Entertain with ease in your BEAUTIFUL and inviting kitchen. Oversized pantry, large island, SS appliances, decorative coastal backsplash, soft-close cabinets and pull-outs. First Floor Guest suite with full BATH. Triple sliders overlooking lanai offer relaxation and cozy conversations. GORGEOUS wood tread stairs leading to second floor. Soak in the outdoor scenery from your dual front porch swings and enjoy your morning coffee before a 4-minute walk to your community's private BEACH access. In the evenings, the second-story balcony is the perfect 'story-like'setting, offering panoramic, peaceful sunset views. Front entry flex room. **PREFERRED LENDER OFFERING up to $5,000 towards RATE BUY-DOWN** Furnishings negotiable.**MOTIVATED SELLER*

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,871
Property taxesest. at asking price, St. Johns County$1,410
HOAbilled annually$175
Estimated total, before insurance$7,457/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,922/yr · $910/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,060,000
$212,000
Loan Term
Monthly Payment
$5,871
Principal & Interest: $5,871
Property taxes (est.): $1,411
Insurance (est.): $707
Estimated Total Monthly
$7,989
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,820 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $713,100 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$782,816$782,816—
2024$200,000$200,000—
2023$200,000$200,000—
2022$151,200$151,200—

2025 property taxes (current owner): $10,922/yr

Estimated taxes if purchased at asking price: ~$16,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 18, 2026Closed$1,075,000
  • Aug 28, 2026Pending$1,075,000
  • Aug 5, 2026Active Under Contract$1,075,000
  • Dec 5, 2025Listed$1,075,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $286/sq ft; this home is listed at $322/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
132 Seaside Vista Court, St. Augustine, FL 32084Listed by RE/MAX SPECIALISTSMar 2026$1,150,000$3445/43,340930.1
308 Coconut Grove Court, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$812,500$3424/32,37750.2
304 Coconut Grove Court, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESMar 2026$687,200$2754/32,49580.2
601 Seagate Lane S, St. Augustine, FL 32084Listed by PALM VALLEY REALTY PLLCMay 2026$950,000$2865/4.53,318290.4
1304 Windjammer Lane, St. Augustine, FL 32084Listed by THE LEGENDS OF REAL ESTATEMar 2026$650,000$2373/3.52,740170.4
408 Third Street, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJun 2026$800,000$2395/33,3504630.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,075,000
Price / Sq Ft$322
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,340
Acres0.21 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address205 Seaside Vista Court, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionSeaside Vista
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size9,147.6 sq ft
Parcel Number1423120160
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, On Street
ViewIntracoastal, Ocean

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Washer
HeatingCentral, Electric, Hot Water, Propane
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundrySink
SecurityClosed Circuit Camera(s), Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Fire Pit, Outdoor Shower
Patio / PorchCovered, Front Porch, Patio
RoofShingle
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedDecember 5, 2025
Days on Market243
HOA Fees$2,100 / Annually
HOA FrequencyAnnually
HOA NameSeaside Vista
Tax Amount$10,921.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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