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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 8, 2026·43 days on market·Recent sales in Jacksonville

16194 Magnolia Grove Way

Jacksonville, FL 32218

$324,900sold priceListed at $324,900 · 100% of asking$211/sqftMLS# 2151850
3
Beds
2
Baths
1,540
Sq Ft
2011
Built
2
Garage
No
Pool
FEMA Zone XHOA $6/mo6,098 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Beautifully updated 3-bedroom, 2-bath pond-view home in North Jacksonville featuring a BRAND NEW ROOF to be installed before closing, a new water heater, fresh exterior paint, and new stainless steel appliances. The open-concept, split-bedroom floor plan offers comfortable living with added privacy. Interior features include hardwood flooring, new carpet, quartz countertops, modern finishes, and a dedicated home office that can also serve as a flex room or study. The screened lanai overlooks one of the most expansive pond views in the community, with no immediate rear neighbor and a peaceful outdoor living space ideal for relaxing or entertaining. Additional features include a two-car garage with built in storage cabinetry and access to resort-style community amenities, including a swimming pool, splash pad, fitness center, tennis courts, basketball court, soccer field, playground, and park. Move in ready and thoughtfully updated.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Duval County$531
HOAbilled annually$6
Estimated total, before insurance$2,336/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,448/yr · $287/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$324,900
$64,980
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $531
Insurance (est.): $217
Estimated Total Monthly
$2,547
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$245,632$64,411—
2024$236,659$61,889▲ $8,179
2023$254,277$58,631—
2022$219,466$55,467▲ $18,234
2021$171,546$52,396—
2020$162,193$104,861—

2025 property taxes (current owner): $3,448/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 9, 2026Closed$324,900
  • Aug 5, 2026Pending$324,900
  • Jun 23, 2026Listed$324,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
16190 Kayla Cove Court, Jacksonville, FL 32218Listed by EXP REALTY LLCSep 2026$315,000$1833/21,720190.2
16175 Dowing Creek Drive, Jacksonville, FL 32218Listed by BEYCOME OF FLORIDA LLCAug 2026$300,000$1674/21,7981270.2
16288 Tisons Bluff Road, Jacksonville, FL 32218Listed by REDFIN CORPORATIONJul 2026$290,000$1584/21,836640.2
169 Asbury Hill Court, Jacksonville, FL 32218Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$300,000$1633/21,8363070.3
16421 Tisons Blf Road, Jacksonville, FL 32218Listed by EXP REALTY LLCSep 2026$307,000$1654/21,860630.4
15678 Moss Hollow Drive, Jacksonville, FL 32218Listed by EXP REALTY LLCSep 2026$270,000$1873/21,4441650.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$324,900
Price / Sq Ft$211
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,540
Acres0.14 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address16194 Magnolia Grove Way, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionYellow Bluff Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,098.4 sq ft
Parcel Number1080953050
ZoningPUD

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories1
LaundryIn Unit
Spa FeaturesCommunity

Exterior

Lot DescriptionOther
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
FencingFenced
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved

Additional Information

Date ListedJune 23, 2026
Days on Market43
HOA Fees$75 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,448.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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