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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Pending

Pending·171 days on market

15715 Tisons Bluff Road

Jacksonville, FL 32218

$399,999$149/sqftEst. $2,181/mo mortgageMLS# 2143430
↓ $20,001 below original list
4
Beds
2.5
Baths
2,685
Sq Ft
2017
Built
2
Garage
No
Pool
FEMA Zone XHOA $8/mo5,663 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

Jacksonville

100% ENERGY STAR-certified home now offered at $399,999 in Yellow Bluff Landing. This spacious home offers 2,685 sq ft, 4 bedrooms, and 2.5 baths with a layout designed for comfort, function, and everyday living. Step inside to a bright open floor plan where the family room flows into the gourmet kitchen and café area. The home also features a formal dining space, fresh interior paint, and durable tile and laminate flooring on the main level. The kitchen includes granite countertops, upgraded cabinetry, tile backsplash, and stainless steel appliances, including a wall oven, cooktop, microwave, and dishwasher. Upstairs, you will find a spacious owner's suite, three additional bedrooms, and a flexible loft that works well as a second living area, office, media room, or playroom. Enjoy a covered patio, pond view, energy-efficient features, and plenty of usable space inside and out. Once the home is under contract, the carpet will be professionally cleaned for the buyer.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,181
Property taxesest. at asking price, Duval County$653
HOAbilled annually$8
Estimated total, before insurance$2,842/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,161/yr · $180/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,999
$80,000
Loan Term
Monthly Payment
$2,181
Principal & Interest: $2,181
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,101
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$352,343$0—
2024$343,805$0▲ $13,283
2023$372,192$204,862—
2022$321,750$197,439▲ $23,363
2021$249,578$190,233—
2020$236,917$186,917▼ $2,452

2025 property taxes (current owner): $2,161/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 29, 2026Pending$399,999
  • Oct 5, 2026Price change$399,999−$15,001
  • Sep 9, 2026Price change$415,000−$5,000
  • May 11, 2026Listed$420,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
16143 Kayla Cove Court, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$437,000$1454/3.53,022890.1
15849 Tisons Bluff Road, Jacksonville, FL 32218Listed by NEXTHOME ENDLESS SUMMERSep 2026$445,000$1394/43,19460.2
15822 Tisons Bluff Road, Jacksonville, FL 32218Listed by CONVENE REALTYSep 2026$415,000$2033/22,04030.2
162 Bradford Lake Circle, Jacksonville, FL 32218Listed by TAH FLORIDA LLCOct 2026$380,000$1484/32,564400.4
16461 McNair Branch Circle, Jacksonville, FL 32218Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$415,100$1913/32,17160.5
16479 McNair Branch Circle, Jacksonville, FL 32218Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$429,000$2014/32,13910.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,999
Price / Sq Ft$149
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,685
Total Structure Area3,532 sq ft
Acres0.13 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryOceanway
MiddleOceanway
HighFirst Coast

Community Information

Address15715 Tisons Bluff Road, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionYellow Bluff Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size5,662.8 sq ft
Parcel Number1080953530
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Playground
Community FeaturesSidewalks, Fishing, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDisposal, Electric Cooktop, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySmoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionFew Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
FencingOther
RoofShingle
ConstructionStone, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 11, 2026
Days on Market171
HOA Fees$100 / Annually
HOA FrequencyAnnually
HOA NameVesta Property Services
Tax Amount$2,161.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VICTORIOUS REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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