This home is in Jacksonville.

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Active

Active·76 days on market

15715 Tisons Bluff Road

Jacksonville, FL 32218

$420,000$156/sqftEst. $2,141/moMLS# 2143430

Beds

Baths

2,685

Sq Ft

2017

Built

Garage

Pool

About this home

Jacksonville

100% ENERGY STAR certified home offering 2,685 sq ft, 4 bedrooms, and 2.5 baths designed for comfort, function, and efficiency. Step inside to an open layout where the bright family room flows into the gourmet kitchen and café area. The home also features a formal dining space and a covered patio, creating a great setup for relaxing or entertaining. Fresh interior paint gives the home a clean, move in ready feel. The main floor includes durable tile and laminate flooring. The kitchen features granite countertops, upgraded cabinetry, tile backsplash, and stainless steel appliances, including a wall oven, cooktop, microwave, and dishwasher. Upstairs, you will find a spacious owner's suite, three additional bedrooms, and a flexible loft that works well as a second living area, office, media room, or playroom. This home delivers strong layout, usable space, energy efficiency, and everyday comfort in Yellow Bluff Landing.

Cost to own

Mortgage calculator

Home Price

$420,000

Down Payment: 20%

$84,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,141

Principal & Interest: $2,141

Property taxes (est.): $686

Insurance (est.): $280

Estimated Total Monthly

$3,107

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,141

Property taxesest. at asking price, Duval County$686

HOAbilled annually$8

Estimated total, before insurance$2,836/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,161/yr · $180/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$352,343	$0	—
2024	$343,805	$0	▲ $13,283
2023	$372,192	$204,862	—
2022	$321,750	$197,439	▲ $23,363
2021	$249,578	$190,233	—
2020	$236,917	$186,917	▼ $2,452

2025 property taxes (current owner): $2,161/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 11, 2026Listed$420,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$420,000

Price / Sq Ft$156

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,685

Total Structure Area3,532 sq ft

Acres0.13 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryOceanway

MiddleOceanway

HighFirst Coast

Community Information

Address15715 Tisons Bluff Road, Jacksonville, FL 32218

Area092-Oceanway/Pecan Park

SubdivisionYellow Bluff Landing

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size5,662.8 sq ft

Parcel Number1080953530

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances

ParkingGarage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDisposal, Electric Cooktop, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryUpper Level

SecuritySmoke Detector(s)

Spa FeaturesCommunity