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This home is in Glen St Johns, St. Augustine — a home near Beachside High School.

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Active

Active·45 days on market·Glen St Johns

59 Cane Garden Way

St. Augustine, FL 32092

$478,000$173/sqftEst. $2,465/moMLS# 2151732

Beds

Baths

2,765

Sq Ft

2018

Built

Garage

Pool

About this home

Glen St Johns

59 Cane Garden Way is a 2-story Saint Augustine single-family home built in 2018 with an open-concept main level and wood-look flooring. The kitchen features dark espresso cabinetry, a center island, light countertops, stainless steel appliances, and pendant lighting. The main living area connects to the kitchen with a clean, open flow anchored by a staircase leading to the upper level. The primary bedroom includes a tray ceiling and ceiling fan; the en-suite bathroom offers double sinks, a soaking tub, a separate tiled shower, and a walk-in closet for storage and organization. Additional bedrooms and an upstairs loft provide flexible living space, each with ceiling fans. A 2-car attached garage completes this well-maintained residence.. Included 100-Day Home Warranty with buyer activation

Cost to own

Mortgage calculator

Home Price

$478,000

Down Payment: 20%

$95,600

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,465

Principal & Interest: $2,465

Property taxes (est.): $636

Insurance (est.): $319

Estimated Total Monthly

$3,420

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,465

Property taxesest. at asking price, St. Johns County$636

Estimated total, before insurance$3,101/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,348/yr · $446/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$448,426	$253,519	—
2024	$452,754	$245,667	—
2023	$436,810	$237,055	—
2022	$420,676	$228,694	—
2021	$300,867	$220,577	—
2020	$276,038	$216,841	—

2025 property taxes (current owner): $5,348/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History