This home is in Glen St Johns, St. Augustine.

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Active·106 days on market·Glen St Johns

35 Cane Garden Way

St. Augustine, FL 32092

$499,900$200/sqftEst. $2,661/moMLS# 2137896

Beds

Baths

2,501

Sq Ft

2014

Built

Garage

Pool

About this home

Glen St Johns

PRICE IMPROVEMENT Welcome to the highly sought-after Glen St. Johns Community. This stunning 4-bedroom, 3-bath home with an oversized loft was originally a model home and showcases thoughtful design, premium upgrades and exceptional space for modern living. Step inside to find hardwood flooring throughout, elegant tray ceilings, and a versatile layout perfect for multigenerational living. The gourmet kitchen is a true centerpiece, featuring a large quartz island, ample cabinetry, and an open flow ideal for entertaining. Upstairs, the expansive loft offers endless possibilities perfect as a 5th-bedroom, second living area or media room. Enjoy seamless indoor-outdoor living as the dining room opens to a spacious covered lanai, ideal for relaxing or hosting guests. Located near top-rated schools, golf courses and offering easy access to I95, this home combines comfort with prime location. Residents enjoy resort-style pool, fitness center and golf. Book your showing TODAY

Cost to own

Mortgage calculator

Home Price

$499,900

Down Payment: 20%

$99,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,541

Principal & Interest: $2,541

Est. Taxes & Insurance: $635

Estimated Total Monthly

$3,176

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,661

Property taxesest. at asking price, St. Johns County$665

HOAbilled quarterly$72

Estimated total, before insurance$3,398/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$441,931	$0	—
2024	$446,371	$0	—
2023	$427,355	$0	—
2022	$414,605	$0	—
2021	$296,666	$226,039	—
2020	$272,228	$222,228	—

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History