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This home is in Jacksonville — a home near Mandarin High School.

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Active

Active·56 days on market

12844 Beaubien Road

Jacksonville, FL 32258

$324,990$304/sqftEst. $1,669/moMLS# 2151554

Beds

Baths

1,069

Sq Ft

1986

Built

Garage

Pool

About this home

Jacksonville

Welcome home to this charming Mandarin gem! Nestled on a spacious lot in a quiet, established neighborhood, this 2-bedroom, 2-bath home offers the perfect blend of comfort and convenience. The open-concept living and dining area features vaulted ceilings, creating a bright and airy atmosphere ideal for everyday living and entertaining. The kitchen flows seamlessly into the main living space, while the screened lanai overlooks a large backyard with plenty of room to relax, garden, or play. Recent updates include newer flooring and a newer roof, providing peace of mind for years to come. Enjoy the freedom of no HOA and the convenience of being just minutes from I-95, shopping, dining, and top-rated schools. Experience the best of Mandarin living with a country-like setting and easy access to everything Jacksonville has to offer.

Cost to own

Mortgage calculator

Home Price

$324,990

Down Payment: 20%

$64,998

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,669

Principal & Interest: $1,669

Property taxes (est.): $531

Insurance (est.): $217

Estimated Total Monthly

$2,416

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,669

Property taxesest. at asking price, Duval County$531

Estimated total, before insurance$2,200/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,835/yr · $320/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $315,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$236,061	$185,339	—
2024	$231,727	$231,727	—
2023	$219,787	$219,787	—
2022	$212,160	$161,962	—
2021	$147,239	$147,239	—
2020	$141,225	$141,225	▲ $5,767

2025 property taxes (current owner): $3,835/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,538 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History