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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Jul 22, 2026·3 days on market·Recent sales in Mandarin

4134 Six Gun Court

Jacksonville, FL 32223

$485,000sold priceListed at $484,900 · 100% of asking$236/sqftMLS# 2151225
4
Beds
2
Baths
2,056
Sq Ft
1985
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence1 story

About this home

Jacksonville

BRAND NEW ROOF, NO HOA, DEDICATED RV/BOAT PARKING,PRIVATE POOL OASIS! Welcome home to this updated 4 bedroom, 2 bath Mandarin retreat where a brand-new roof, NO HOA, Pebble Tech pool, dedicated RV/Boat parking on a quiet, cul-de-sac make this property a rare find! Tucked away in the desirable Saddle Ridge community, this solid brick-front home w/ durable Hardie fiber cement siding offers over 2,000 square ft of thoughtfully designed living space w/ the freedom to bring your boat, RV, trailer, or work vehicle w/ NO RESTRICTIONS OF AN HOA. From the moment you step inside, you'll appreciate the light, bright, and airy feel created by soaring vaulted ceiling, beautiful bamboo flooring throughout the main living areas and a completely renovated kitchen w/ gorgeous granite countertops and stainless steel appliances. The spacious family room is filled with natural light and opens seamlessly to the screened lanai, creating the perfect indoor-outdoor flow for everyday living and entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,686
Property taxesest. at asking price, Duval County$792
Estimated total, before insurance$3,478/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$485,000
$97,000
Loan Term
Monthly Payment
$2,686
Principal & Interest: $2,686
Property taxes (est.): $792
Insurance (est.): $323
Estimated Total Monthly
$3,802
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$352,644$148,357—
2024$333,049$143,469▼ $829
2023$324,161$137,834▲ $20,220
2022$291,390$132,364▲ $12,821
2021$238,688$127,053—
2020$216,343$124,609▲ $7,564

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 23, 2026Closed$484,900
  • Jun 18, 2026Listed$484,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $236/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12527 Shady Creek Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$445,000$2503/21,782240.1
4149 Bridgeville Place, Jacksonville, FL 32223Listed by REAL BROKER LLCSep 2026$535,000$2434/22,1991070.2
12675 Filly Court, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$455,000$2353/2.51,93810.3
12131 Banyan Tree Drive, Jacksonville, FL 32258Listed by FIRST COAST HEROES REAL ESTATE LLCOct 2026$405,000$2223/21,828120.6
12160 Banyan Tree Drive, Jacksonville, FL 32258Listed by REAL ESTATE SOLUTIONSSep 2026$474,900$2174/32,188630.6
3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COASTSep 2026$507,000$2294/32,21080.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$484,900
Price / Sq Ft$236
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,056
Acres0.29 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address4134 Six Gun Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionSaddle Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size12,632.4 sq ft
Parcel Number1582321652
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Guest, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchAwning(s), Covered, Front Porch, Rear Porch, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBrick, Fiber Cement
Other StructuresShed(s)

Additional Information

Date ListedJune 18, 2026
Days on Market3
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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