Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville Golf & CC, Jacksonville — a gated community home in Jacksonville.

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Active

Active·45 days on market·Jacksonville Golf & CC

13175 Wexford Hollow Road N

Jacksonville, FL 32224

$895,000$300/sqftEst. $4,615/moMLS# 2151132

Beds

Baths

2,984

Sq Ft

1996

Built

2.5

Garage

Pool

About this home

Jacksonville Golf & CC

Hard to find 5 bedroom, 4 full bathrooms and 1 half guest bathroom. The home features a large updated kitchen looking over a fireplace family room with lots of windows for great sun light. One of the bedrooms is being used as an office and the fifth bedroom is upstairs with a full bathroom. Pavers have been added to the driveway and front walkway and the garage is 2.5 in size. JGCC is convenient to the beach, downtown, shopping and the airport.

Cost to own

Mortgage calculator

Home Price

$895,000

Down Payment: 20%

$179,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$4,615

Principal & Interest: $4,615

Property taxes (est.): $1,461

Insurance (est.): $597

Estimated Total Monthly

$6,674

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,615

Property taxesest. at asking price, Duval County$1,461

HOAbilled quarterly$263

Estimated total, before insurance$6,340/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,097/yr · $591/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$728,925	$369,017	▲ $58,992
2024	$670,385	$357,910	▲ $63,012
2023	$629,866	$346,030	▲ $59,829
2022	$547,344	$334,496	—
2021	$456,553	$323,298	—
2020	$434,266	$318,144	▲ $8,818

2025 property taxes (current owner): $7,097/yr

Estimated taxes if purchased at asking price: ~$17,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,707 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Price change$895,000−$23,000
Jun 24, 2026Listed$918,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$895,000

Price / Sq Ft$300

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage2,984

Acres0.29 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2.5

Has PoolNo

Is WaterfrontNo

Community Information

Address13175 Wexford Hollow Road N, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionJax Golf & Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size12,632.4 sq ft

Parcel Number1674553110

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Pickleball, Playground, Security

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

ViewCity

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LaundryIn Unit, Washer Hookup

SecuritySmoke Detector(s)