This home is in Sawmill Landing, St. Augustine — a home near Pedro Menendez High School.
$379,900Active Under Contract4 bd · 3 ba · 2,199 sq ft
Active Under Contract·151 days on market·Sawmill Landing
408 Sawmill Landing Drive
St. Augustine, FL 32086
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About this home
Sawmill Landing
SPACE, FLEXIBILITY & NO CDD FEES! Discover the possibilities at 408 Sawmill Landing Drive, where nearly 2,200 square feet of living space, a versatile floor plan, and a desirable preserve setting come together in a convenient St. Augustine location! This 4-bedroom, 3-bath home offers a layout that's hard to beat! With the primary suite, two additional bedrooms, and a full guest bathroom all on the main level, everyday living is convenient and comfortable. Upstairs, a spacious bonus room, fourth bedroom, and third full bathroom create an entirely separate living area—perfect for guests, a home office, media room, hobby space, or whatever suits your lifestyle. The open-concept main living area connects to a spacious kitchen featuring an island, ample cabinetry, and convenient pull-out shelving. There's plenty of room to gather, entertain, or simply enjoy everyday living. Outside, enjoy a fully fenced backyard with a wooded preserve backdrop and no direct rear neighbors. Additional
Next steps in Sawmill Landing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Anastasia State Park (south lot)about 5 mi · 100 parking spaces
Closest park or preserve
Treaty Park4 min drive · 1.9 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 3 mi · Matanzas River
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 3 mi · Moultrie Creek
Closest youth league fields
Treaty Park6 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix5 min drive · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $330,724 | $279,313 | — |
| 2025 | $349,954 | $276,892 | — |
| 2024 | $341,024 | $268,381 | — |
| 2023 | $378,623 | $259,108 | — |
| 2022 | $309,454 | $250,105 | — |
| 2021 | $228,365 | $228,365 | — |
| 2020 | $217,421 | $217,421 | — |
2025 property taxes (current owner): $4,240/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 4, 2026Active Under Contract$379,900
- Oct 28, 2026Price change$379,900−$2,600
- Sep 21, 2026Price change$382,500−$2,500
- Sep 2, 2026Price change$385,000−$4,000
- Aug 10, 2026Price change$389,000−$6,000
- Jun 17, 2026Listed$395,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $173/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 280 Sawmill Landing Drive, St. Augustine, FL 32086Listed by ENGEL & VOLKERS ST AUGUSTINE | Aug 2026 | $385,000 | $204 | 3/2.5 | 1,886 | 96 | 0.1 |
| 458 Deer Crossing Road, St. Augustine, FL 32086Listed by THE NEWCOMER GROUP | Aug 2026 | $460,000 | $243 | 3/2 | 1,895 | 6 | 0.4 |
| 303 Deer Crossing Road, St. Augustine, FL 32086Listed by ASSIST2SELL BUYERS & SELLERS REALTY | Jul 2026 | $363,000 | $236 | 3/2 | 1,540 | 76 | 0.5 |
| 184 Logrono Court, St. Augustine, FL 32084Listed by DOGWOOD REALTY | Aug 2026 | $400,000 | $179 | 4/2.5 | 2,231 | 502 | 0.6 |
| 24 Green Turtle Lane, St. Augustine, FL 32086Listed by MOMENTUM REALTY | Oct 2026 | $359,990 | $211 | 3/2 | 1,709 | 32 | 0.7 |
| 266 Caminha Road, St. Augustine, FL 32084Listed by CHAD AND SANDY REAL ESTATE GROUP | Sep 2026 | $375,000 | $168 | 4/2.5 | 2,231 | 28 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sawmill Landing
Sawmill Landing is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
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