This home is in St. Augustine.

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Active Under Contract

Active Under Contract·107 days on market

303 Deer Crossing Road

St. Augustine, FL 32086

$369,900$240/sqftEst. $1,969/moMLS# 2137690

Beds

Baths

1,540

Sq Ft

2017

Built

Garage

Pool

About this home

St. Augustine

WOW!! **NO CDD fees** This beautifully-maintained home shows like a dream! The low-maintenance stucco exterior leads into a popular floor plan with a HUGE great rm, 3 spacious bedrms, a formal dining rm or hm office space, and a GORGEOUS, eat-in kitchen! Neutral colors are found thruout with 18'' ceramic tile in the main living areas & carpeted bedrms. The spacious, primary suite features an efficient en-suite bath w/dual sink vanity, large walk-in closet & walk-in shower w/custom tile. All add'l bedrms incl ample closet space & lots of natural light. The central kitchen has stunning espresso cabinets w/brushed-nickel pulls, sparkling granite countertops, & new stainless appl's! The indoor laundry is super-convenient & includes a new gas dryer & newer washer. Relax on the covered paver patio or enjoy a barbeque w/the summer kitchen, featuring lots of counterspace with a griddle AND brand new grill! Don't miss the wonderful amenities at the clubhouse w/fitness center, zero-entry pool...

Cost to own

Mortgage calculator

Home Price

$369,900

Down Payment: 20%

$73,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,880

Principal & Interest: $1,880

Est. Taxes & Insurance: $470

Estimated Total Monthly

$2,350

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,969

Property taxesest. at asking price, St. Johns County$492

HOAbilled quarterly$81

Estimated total, before insurance$2,542/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $380,000 in September 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$314,735	$168,680	—
2024	$321,995	$163,219	—
2023	$307,466	$240,543	—
2022	$282,081	$232,081	—
2021	$207,335	$118,444	—
2020	$198,354	$116,118	—

2025 property taxes (current owner): $2,777/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 31, 2026Listed$369,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$369,900

Price / Sq Ft$240

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,540

Acres0.17 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryOsceola

MiddleMurray

HighPedro Menendez

Community Information

Address303 Deer Crossing Road, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionDeerfield Preserve

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size7,405.2 sq ft

Lot Dimensions63 x 120

Parcel Number1027812200

ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric, Heat Pump, Hot Water

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)