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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oakbrook, St. Augustine a home near St. Augustine High School.

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Active

Active·1 day on market·Oakbrook

844 White Eagle Circle

St. Augustine, FL 32086

$775,000$289/sqftEst. $4,025/moMLS# 2164896
4
Beds
3
Baths
2,681
Sq Ft
1994
Built
2
Garage
Yes
Pool

About this home

Oakbrook

WOW! What a great family home with beautiful grounds and privacy. This is a well established, old neighborhood in the St. Augustine area. Beautiful trees surround the entire community and every homesite is well spaced apart. There are 2 pickleball courts, a community pool, and a playground/ballfield! This home has being totally updated in the last few years. Improvements Updated kitchen 2022 with Kraftmaid cabinets, quartz countertops, GE cafe appliance series, gas stove, additional dry pantry area -Updated bathrooms 2022 (3) Walk in shower in primary, soaking tub in primary, warming towel rack, overhead exhaust fan with separate heating, quartz counter tops (kraftmaid vanities throughout) -LVP 2022 wide plank flooring throughout living space -Whirlpool washer and dryer in updated laundry room 2022 -added 31x26 ft screen enclosure which houses 19' Hydropool swim spa. Travertine tile floor. Weber grill and Ooni pizza oven connected to main propane tank.

Cost to own

Mortgage calculator

$775,000
$155,000
Loan Term
Monthly Payment
$4,025
Principal & Interest: $4,025
Property taxes (est.): $1,031
Insurance (est.): $517
Estimated Total Monthly
$5,573
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$4,025
Property taxesest. at asking price, St. Johns County$1,031
HOAbilled monthly$100
Estimated total, before insurance$5,157/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,467/yr · $456/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,467/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · St Johns County Utilities - water accounts

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 15, 2026Listed$775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$775,000
Price / Sq Ft$289
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,681
Acres0.83 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesElectric Heat, Screen Enclosure
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address844 White Eagle Circle, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionOakbrook
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size36,154.8 sq ft
Parcel Number1369050400

Amenities

UtilitiesCable Available, Electricity Connected, Water Available, Water Connected, Propane
SewerSeptic Tank
Water SourcePublic
ParkingGarage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Hot Water
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces2
Fireplace FeaturesDouble Sided, Gas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesAbove Ground, Private

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Patio, Porch, Screened
ConstructionStucco
Road SurfaceConcrete

Additional Information

Date ListedSeptember 15, 2026
Days on Market22
HOA Fees$100 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,466.8
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Oakbrook

Oakbrook is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Oakbrook homes for sale →

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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