This home is in Secret Cove, Jacksonville — a waterfront home in Jacksonville.
$699,999Active Under Contract4 bd · 2.5 ba · 2,469 sq ft
Active Under Contract·136 days on market·Secret Cove
3510 Hidden Lake Drive E
Jacksonville, FL 32216
3 more homes for sale in Secret Cove →Search Secret Cove on the map
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About this home
Secret Cove
Experience lakefront living in the heart of Jacksonville. With expansive water views and direct access to a freshwater lake, this home offers a lifestyle that's rarely available this close to everything! Move-in ready home offering 4 bedrooms, 2.5 bathrooms and 2,469SqFt of thoughtfully updated living space on a generous 0.32-acre lot. Enjoy peaceful water views from the newly added covered and screened porch, or relax on the updated Trex deck overlooking the lake. The home has been extensively upgraded with a newer roof, newer electrical panel, updated ductwork, new attic insulation, new energy-efficient windows and doors, new interior paint, updated flooring, LED lighting, and custom window coverings. At the heart of the home is a beautifully remodeled chef's kitchen featuring quartz countertops with a quartzite island, Diamond and KraftMaid all-wood
Next steps in Secret Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1978)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,098 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
2nd Ave S25 min drive · 30 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Park31 min drive · 4 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 2 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 3 mi · Goodby's Creek
Closest youth league fields
Brooks Family YMCA13 min drive · Basketball, Football, Soccer, Volleyball
Closest grocery store
Publix4 min drive · 4320 Deerwood Lake Pkwy, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $421,095 | $288,508 | ▲ $11,532 |
| 2024 | $409,942 | $193,954 | ▼ $510 |
| 2023 | $410,633 | $186,849 | — |
| 2022 | $398,565 | $179,951 | — |
| 2021 | $308,671 | $173,254 | ▲ $15,467 |
| 2020 | $286,584 | $170,172 | ▲ $7,458 |
2025 property taxes (current owner): $5,696/yr
Estimated taxes if purchased at asking price: ~$13,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 15, 2026Active Under Contract$699,999
- Sep 10, 2026Price change$699,999−$15,001
- Aug 27, 2026Price change$715,000−$10,000
- Aug 5, 2026Price change$725,000−$10,000
- Jul 25, 2026Active$735,000
- Jul 12, 2026Active Under Contract$735,000
- Jun 24, 2026Listed$735,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $284/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3331 Hidden Lake Drive W, Jacksonville, FL 32216Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $655,000 | $219 | 4/2 | 2,990 | 0 | 0.1 |
| 8429 Highgate Drive, Jacksonville, FL 32216Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $435,000 | $195 | 4/2 | 2,229 | 14 | 0.2 |
| 3548 Boatwright Way W, Jacksonville, FL 32216Listed by HERRON REAL ESTATE LLC | Sep 2026 | $555,000 | $218 | 5/2.5 | 2,541 | 23 | 0.3 |
| 3245 Clipper Place, Jacksonville, FL 32216Listed by MOMENTUM REALTY | Aug 2026 | $470,000 | $236 | 3/2 | 1,990 | 73 | 0.3 |
| 3299 Warnell Drive, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $437,500 | $230 | 4/2 | 1,901 | 23 | 0.4 |
| 3158 Old Port Circle W, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PV | Sep 2026 | $470,000 | $206 | 4/2 | 2,286 | 41 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Secret Cove
Secret Cove is a neighborhood in Jacksonville, FL (Duval County), ZIP 32216.
View all Secret Cove homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Northeast Florida living
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