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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ironwood, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 15, 2026·14 days on market·Recent sales in Ironwood·Ironwood

8429 Highgate Drive

Jacksonville, FL 32216

$435,000sold priceListed at $439,900 · 98.9% of asking$195/sqftMLS# 2158999
4
Beds
2
Baths
2,229
Sq Ft
2006
Built
2
Garage
No
Pool

10 more homes for sale in Ironwood →Search Ironwood on the map

FEMA Zone XHOA $108/mo6,534 sqft lotWaterfrontSingle Family Residence1 story

About this home

Ironwood

Welcome to this water-view home on a cul-de-sac nestled in a desirable gated community that offers the perfect blend of comfort, convenience, and peace of mind. Plantation shutters throughout. Huge Island in the kitchen. Wake up to serene water views and enjoy relaxing mornings or evening sunsets from your own backyard. Inside, you'll find a spacious, light-filled floor plan designed for both everyday living and entertaining. The open-concept living areas flow seamlessly into the kitchen and dining spaces, creating an inviting atmosphere for family and friends. Conveniently located just minutes from popular shopping, dining, JAX beach, University of North Florida, and everyday essentials, this home also provides easy access to major highways, making commuting simple. A nearby hospital adds an extra layer of convenience and accessibility.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,409
Property taxesest. at asking price, Duval County$710
HOAbilled monthly$108
Estimated total, before insurance$3,228/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,562/yr · $380/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,409
Principal & Interest: $2,409
Property taxes (est.): $710
Insurance (est.): $290
Estimated Total Monthly
$3,410
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,562/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Closed$439,900
  • Aug 31, 2026Pending$439,900
  • Aug 6, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3548 Boatwright Way W, Jacksonville, FL 32216Listed by HERRON REAL ESTATE LLCSep 2026$555,000$2185/2.52,541230.4
3245 Clipper Place, Jacksonville, FL 32216Listed by MOMENTUM REALTYAug 2026$470,000$2363/21,990730.4
3158 Old Port Circle W, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PVSep 2026$470,000$2064/22,286410.6
7942 Mulhall Drive, Jacksonville, FL 32216Listed by CORE REALTY, LLCSep 2026$275,000$1643/21,6801100.6
3600 Bowden Road S, Jacksonville, FL 32216Listed by RPB REALTY,INCAug 2026$485,000$2334/22,084910.7
7421 Bowden Road, Jacksonville, FL 32216Listed by RPB REALTY,INCSep 2026$484,900$2334/22,084690.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,900
Price / Sq Ft$197
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,229
Acres0.15 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address8429 Highgate Drive, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionIronwood
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size6,534 sq ft
Parcel Number1543752485

Amenities

AmenitiesPool, Clubhouse, Playground, Trash
UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Kitchen Island, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac
RoofShingle
ConstructionStucco

Additional Information

Date ListedAugust 7, 2026
Days on Market14
HOA Fees$108 / Monthly
HOA FrequencyMonthly
Tax Amount$4,561.94
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ironwood

Ironwood is a neighborhood in Jacksonville, FL (Duval County), ZIP 32216.

View all Ironwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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