This home is in Secret Cove, Jacksonville — a pool home in Jacksonville.
Active·Listed today·Secret Cove
8249 Old Port Circle N
Jacksonville, FL 32216
3 more homes for sale in Secret Cove →Search Secret Cove on the map
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Secret Cove
***OPEN HOUSE SAT 10/17 10am-1pm*** Located in Secret Cove, this 3-bedroom, 2.5-bath brick home offers 2,069 sq. ft., an in-ground pool and a private backyard overlooking a preserve. The split floor plan features hardwood flooring throughout the main living areas, a formal living room overlooking the beautifully landscaped front yard and a separate dining room. At the heart of the home, the kitchen connects to the eat-in area and family room with a gas insert fireplace, creating an easy flow between the main living spaces. The spacious primary suite includes direct access to the pool, his and hers closets and a large walk-in shower. Step outside to a fully fenced backyard with an in-ground pool, plenty of green space and mature trees along the preserve. A side-entry two-car garage and long driveway provide additional parking.
Next steps in Secret Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1980)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,555 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,754/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 15, 2026Active$489,000
- Sep 19, 2026Listed$489,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $236/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3158 Old Port Circle W, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PV | Sep 2026 | $470,000 | $206 | 4/2 | 2,286 | 41 | 0.2 |
| 7942 Mulhall Drive, Jacksonville, FL 32216Listed by CORE REALTY, LLC | Sep 2026 | $275,000 | $164 | 3/2 | 1,680 | 110 | 0.3 |
| 3245 Clipper Place, Jacksonville, FL 32216Listed by MOMENTUM REALTY | Aug 2026 | $470,000 | $236 | 3/2 | 1,990 | 73 | 0.3 |
| 8630 Synhoff Drive, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $390,000 | $209 | 3/2 | 1,865 | 27 | 0.6 |
| 8429 Highgate Drive, Jacksonville, FL 32216Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $435,000 | $195 | 4/2 | 2,229 | 14 | 0.7 |
| 3548 Boatwright Way W, Jacksonville, FL 32216Listed by HERRON REAL ESTATE LLC | Sep 2026 | $555,000 | $218 | 5/2.5 | 2,541 | 23 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Secret Cove
Secret Cove is a neighborhood in Jacksonville, FL (Duval County), ZIP 32216.
View all Secret Cove homes for sale →Keep looking
More homes in Secret Cove
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Under Contract3510 Hidden Lake Drive EJacksonville, FL 32216
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For RentLease
3128 Old Port Circle WJacksonville, FL 32216
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$2,750/mo* Available 10/5. Charming home in the desirable, Secret Cove, conveniently located in the most central area of…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
10/17/2026
10:00 am - 1:00 pm