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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jax Beach Heights, Jacksonville Beach — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 22, 2026·2 days on market·Recent sales in Jax Beach Heights·Jax Beach Heights

2578 Horn Street

Jacksonville Beach, FL 32250

$1,100,000sold priceListed at $1,195,000 · 92.1% of asking$477/sqftMLS# 2150049
4
Beds
2.5
Baths
2,308
Sq Ft
2001
Built
2
Garage
Yes
Pool

2 more homes for sale in Jax Beach Heights →Search Jax Beach Heights on the map

FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence2 stories

About this home

Jax Beach Heights

Experience the best of Jacksonville Beach living in this beautifully maintained 4-bedroom, 2.5-bath home, ideally located on a quiet cul-de-sac just steps from Sunshine Park and less than a mile from the ocean. Enjoy easy access to the park's tennis courts, basketball courts, volleyball courts, playground, and green spaces, while the beach is just a short walk or bike ride away. Designed for both comfort and entertaining, the home features a first-floor primary suite, three additional bedrooms upstairs, and a bright breakfast area adjoining the kitchen. A 2-car garage offers plenty of storage for beach gear, bikes, and/or a golf cart. Recent upgrades and features include a brand-new metal roof (2026), new HVAC system (2025), water softener, and Gemstone exterior lighting with integrated eave-mounted track lighting enhancing the front elevation. Step outside to your private backyard retreat complete with a covered porch, heated saltwater pool, putting green, and low-maintenance turf

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,093
Property taxesest. at asking price, Duval County$1,796
Estimated total, before insurance$7,889/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,100,000
$220,000
Loan Term
Monthly Payment
$6,093
Principal & Interest: $6,093
Property taxes (est.): $1,796
Insurance (est.): $733
Estimated Total Monthly
$8,622
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$632,884$396,871—
2024$595,785$384,979▼ $1,677
2023$577,982$372,310—
2022$540,547$360,010—
2021$388,871$322,453—
2020$378,187$313,307—

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 23, 2026Closed$1,195,000
  • Jun 11, 2026Listed$1,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $415/sq ft; this home is listed at $518/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2887 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$930,000$4883/21,90420.1
829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$865,500$4074/2.52,124110.2
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.2
3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Aug 2026$775,000$4693/21,65150.2
1315 Seabreeze Avenue, Jacksonville Beach, FL 32250Listed by KST GROUP LLCAug 2026$525,000$3163/2.51,660190.3
3567 Bay Island Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJul 2026$885,000$3574/32,48150.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,195,000
Price / Sq Ft$518
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,308
Acres0.14 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Fenced, Heated, Salt Water
Is WaterfrontNo

School Information

Community Information

Address2578 Horn Street, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionJax Beach Heights
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,098.4 sq ft
Parcel Number1808550050
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front
Patio / PorchCovered, Rear Porch
FencingBack Yard, Privacy, Vinyl, Wood
RoofMetal
ConstructionFrame, Shell Dash
Road SurfaceAsphalt

Additional Information

Date ListedJune 11, 2026
Days on Market2
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Jax Beach Heights

Jax Beach Heights is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Jax Beach Heights homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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