This home is in Jacksonville.
Sold·Closed Jul 15, 2026·9 days on market·Recent sales in Mandarin
10543 Autumn Trace Road
Jacksonville, FL 32257
About this home
Jacksonville
Move-in ready Mandarin townhouse offering 1,707 sq. ft. of comfortable living space with a private screened porch and 1-car attached garage. This home features 3 bedrooms, 2.5 baths, a spacious living room, dining area, and a large upstairs loft bonus space. Tile flooring runs throughout the first floor, while the upstairs has brand-new carpet. The interior has been freshly painted, giving the home a clean, updated feel. The spacious second-floor primary suite includes a walk-in closet and plenty of room to unwind. Major updates include a new roof (2023) and a new water heater (2024), providing added peace of mind for the next owner. A great opportunity to enjoy low-maintenance living in a convenient Mandarin location.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,530 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $219,524 | $212,653 | — |
| 2024 | $193,321 | $193,321 | — |
| 2023 | $206,234 | $188,500 | — |
| 2022 | $193,991 | $171,364 | — |
| 2021 | $155,786 | $155,786 | ▲ $9,847 |
| 2020 | $141,698 | $91,567 | — |
2025 property taxes (current owner): $4,170/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 15, 2026Closed$249,000
- Jun 9, 2026Listed$249,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $146/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10800 Old St Augustine Road 204, Jacksonville, FL 32257Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $149,900 | $110 | 2/2.5 | 1,363 | 545 | 0.5 |
| 4010 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Sep 2026 | $338,990 | $188 | 3/2.5 | 1,799 | 22 | 0.6 |
| 4028 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Sep 2026 | $344,990 | $192 | 3/2.5 | 1,799 | 11 | 0.6 |
| 4006 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Aug 2026 | $369,990 | $248 | 3/2 | 1,494 | 180 | 0.6 |
| 4012 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Aug 2026 | $329,990 | $183 | 3/2.5 | 1,799 | 57 | 0.6 |
| 4023 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Aug 2026 | $369,990 | $248 | 3/2 | 1,494 | 94 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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