This home is in Rivertown Garden District North, St. Johns — a home near Bartram Trail High School.
Active·86 days on market·Rivertown Garden District North
56 Footbridge Road
St. Johns, FL 32259
About this home
Rivertown Garden District North
Welcome to effortless living in one of the area's most sought-after communities! This beautifully maintained 3 bedroom, 2 bath home offers the perfect blend of comfort, convenience, and modern style. Located in a community known for its endless amenities, residents enjoy access to resort-style features including pools, fitness facilities, walking trails, playgrounds, and more. Whether you're relaxing at home or exploring the neighborhood, this property delivers the lifestyle you've been searching for. Inside, the home features an open-concept layout, low-maintenance finishes, and spacious bedrooms designed for easy living. The primary suite offers a peaceful retreat with a private bath and generous closet space. Sellers preferred lender to offer up to 1% of the loan amount to buyers closing cost, prepaids or rate buy down, financing offered by Bayway Mortgage group Edward Carlton, conditions may apply
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $435,411 | $419,152 | — |
| 2024 | $422,360 | $381,047 | — |
| 2023 | $430,434 | $346,406 | — |
| 2022 | $349,520 | $314,915 | — |
| 2021 | $286,286 | $286,286 | — |
| 2020 | $279,545 | $279,545 | — |
2025 property taxes (current owner): $8,943/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,698 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- May 4, 2026Listed$463,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Rivertown Garden District North
Rivertown Garden District North is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.
View all Rivertown Garden District North homes for sale →Listing Courtesy of: LA ROSA REALTY NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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