Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in EverRange, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·89 days on market·EverRange

12183 Endeavor Drive

Jacksonville, FL 32256

$854,000$295/sqftEst. $4,413/moMLS# 2149201

Beds

Baths

2,896

Sq Ft

2026

Built

Garage

Pool

About this home

EverRange

LUXURY 55+ at Toll Brothers' brand new active adult community Regency at EverRange. Centrally located at the intersection of US1 and Racetrack Rd/Nocatee Pkwy. Set on a lake, this gorgeous ranch-style Tomoka Modern Coastal home offers a 3-car tandem garage, massive living space, gracious guest rooms with a true Jack & Jill bath, separate office, separate flex room, a dream laundry room, and 2 STORAGE CLOSETS. The stunning gourmet kitchen features Kitchenaid appliances, stacked cabinets, Quartz countertops with a WATERFALL EDGE on the island, and a huge walk-in pantry. Revel in the richness of the oak wood floors in the main areas and primary bedroom suite. Posh, private amenities include a pool, spa, clubhouse, fitness room, 3 pickleball courts, putting green, dog park, community garden, and a full-time Lifestyle Director. Regency is a vibrant yet relaxing environment where residents can thrive and connect with others who share a passion for refined living.

Cost to own

Mortgage calculator

Home Price

$854,000

Down Payment: 20%

$170,800

Interest Rate: 6.71%

Loan Term

Monthly Payment

$4,413

Principal & Interest: $4,413

Property taxes (est.): $1,394

Insurance (est.): $569

Estimated Total Monthly

$6,377

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$4,413

Property taxesest. at asking price, Duval County$1,394

HOAbilled monthly$372

Estimated total, before insurance$6,180/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History