This home is in Jacksonville.
$120,000Sold3 bd · 1.5 ba · 1,196 sq ft
Sold·Closed Oct 26, 2026·90 days on market·Recent sales in Jacksonville
2653 Sandra Lane
Jacksonville, FL 32208
About this home
Jacksonville
Great opportunity for first time homebuyers or seasoned investors. Located on a quiet street with a cul-de-sac in the heart of Jacksonville. 15 mins from the Airport, 15 mins from downtown Jax. 4 sided concrete block construction. spacious fenced in backyard. Traditional floor plan with an open kitchen -dining combo and cozy living room. Tile flooring throughout. Customize the exterior and interior paint to unlock the potential of this gem. Down Payment Assistance Programs are available for first time homebuyers. DCSR rental purchase programs available for investors. Home upgrade and improvement programs & are also available.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1962)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,743 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 16 mi · 35 parking spaces
Closest park or preserve
Reddie Point Preserveabout 5 mi · 1.2 mi of trails
Closest public boat ramp
T.K. Stokes Public Boat Rampabout 0.7 mi · Ribault River
Closest kayak & paddleboard launch
Ribault River Preserve Canoe Accessabout 0.5 mi · Ribault River
Closest youth league fields
Yancey Parkabout 1.0 mi · Baseball, Softball, Football
Closest grocery store
Aldiabout 0.9 mi · 2261 Edgewood Ave W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:50 AM, sunset 5:32 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $232,900 in February 2026(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $185,757 | $182,790 | — |
| 2025 | $23,400 | $21,235 | — |
| 2024 | $23,400 | $19,305 | ▲ $5,850 |
| 2023 | $17,550 | $17,550 | ▲ $1,462 |
| 2022 | $10,457 | $10,457 | ▼ $5,631 |
| 2021 | $16,088 | $16,088 | — |
| 2020 | $16,088 | $16,088 | — |
2025 property taxes (current owner): $390/yr
Estimated taxes if purchased at asking price: ~$2,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 10, 2026Closed$129,500
- Oct 9, 2026Pending$129,500
- Aug 29, 2026Active$129,500
- Aug 19, 2026Pending$129,500
- Jul 27, 2026Price change$129,500−$5,400
- Jul 7, 2026Pending$134,900
- Jun 5, 2026Listed$134,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $100/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7909 Caxton Circle W, Jacksonville, FL 32208Listed by INTEGRITY KEY REALTY LLC | Oct 2026 | $105,000 | $112 | 3/1 | 936 | 10 | 0.2 |
| 6831 Rhone Drive, Jacksonville, FL 32208Listed by CONTINENTAL REAL ESTATE GROUP | Oct 2026 | $165,000 | $136 | 3/1.5 | 1,214 | 186 | 0.4 |
| 6278 Restlawn Drive, Jacksonville, FL 32208Listed by JWB REALTY LLC | Oct 2026 | $239,000 | $198 | 3/2 | 1,209 | 140 | 0.6 |
| 2962 Ribault Circle, Jacksonville, FL 32208Listed by JWB REALTY LLC | Oct 2026 | $175,000 | $152 | 3/2 | 1,153 | 50 | 0.6 |
| 9102 6th Avenue, Jacksonville, FL 32208Listed by WHOLESALE REALTY LLC | Oct 2026 | $70,000 | $80 | 3/1 | 870 | 49 | 0.9 |
| 9162 4th Avenue, Jacksonville, FL 32208Listed by VIRTUALTY REAL ESTATE | Oct 2026 | $215,000 | $170 | 3/2 | 1,267 | 141 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL TYME MORTGAGE
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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