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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·50 days on market

2962 Ribault Circle

Jacksonville, FL 32208

$175,000$152/sqftEst. $934/moMLS# 2159672
3
Beds
2
Baths
1,153
Sq Ft
1959
Built
1
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this bright and inviting home set on a quiet, low-traffic loop! Step inside to a super functional layout bathed in natural light, complete with an attached garage for effortless parking and extra storage. You'll love having a huge backyard with tons of room for weekend kickbacks, outdoor projects, or letting pets run wild. Location-wise, driving and commuting couldn't be simpler--you're just seconds from Lem Turner Road and I-95, making the drive to Downtown Jacksonville and UF Health only about 10 minutes. You're also a quick trip from the Jacksonville Zoo, FSCJ, local riverfront parks, and roughly 15 minutes from Jacksonville International Airport (JAX). Some photos in this listing have been virtually staged or digitally enhanced to show the property's potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$934
Property taxesest. at asking price, Duval County$286
Estimated total, before insurance$1,220/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,014/yr · $251/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$934
Principal & Interest: $934
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,337
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,147 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,014/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Pending$175,000
  • Aug 24, 2026Active Under Contract$175,000
  • Aug 11, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$175,000
Price / Sq Ft$152
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,153
Acres0.17 acres
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementarySallye B. Mathis
MiddleJean Ribault
HighJean Ribault

Community Information

Address2962 Ribault Circle, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionRibault Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size7,405.2 sq ft
Parcel Number0251510000
ZoningResidential

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedAugust 12, 2026
Days on Market50
Tax Amount$3,014.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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