This home is in Jacksonville — a new construction home in Jacksonville.
Pending·32 days on market
9162 4th Avenue
Jacksonville, FL 32208
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
ASK ABOUT UP TO $30,000 IN POTENTIAL BUYER ASSISTANCE! Qualified buyers may be eligible for up to $25,000 in down payment assistance PLUS up to $5,000 toward eligible closing costs and fees when using a participating preferred lender. Brand-new, move-in ready home featuring 3 bedrooms, 2 bathrooms, over 1,200 sq ft, and a 2-car garage. Enjoy an open layout, modern finishes, a spacious primary suite with walk-in shower, and added backyard improvements. Conveniently located near Downtown Jacksonville, major highways, shopping, and dining. Schedule your showing today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,419 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $16,688 | $10,661 | ▲ $4,450 |
| 2024 | $12,238 | $9,692 | ▲ $1,113 |
| 2023 | $11,125 | $8,811 | ▲ $3,115 |
| 2022 | $8,010 | $8,010 | — |
| 2021 | $6,675 | $5,922 | ▲ $1,113 |
| 2020 | $5,562 | $5,384 | — |
2025 property taxes (current owner): $3,525/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 25, 2026Pending$218,000
- Sep 8, 2026Active Under Contract$218,000
- Sep 8, 2026Active$218,000
- Aug 22, 2026Active Under Contract$218,000
- Jul 30, 2026Price change$218,000−$5,000
- Jul 7, 2026Price change$223,000−$5,000
- May 19, 2026Listed$228,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $88/sq ft; this home is listed at $172/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8946 6th Avenue, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $167,000 | $140 | 3/2 | 1,196 | 53 | 0.3 |
| 8951 Adams Avenue, Jacksonville, FL 32208Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $106,500 | $79 | 3/1 | 1,350 | 3 | 0.4 |
| 9115 12th Avenue, Jacksonville, FL 32208Listed by GRANT AND GRANT 1 STOP REALTY | Sep 2026 | $80,000 | $77 | 3/1 | 1,040 | 136 | 0.4 |
| 2330 Broom Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $105,000 | $98 | 2/1 | 1,074 | 258 | 0.4 |
| 8832 4th Avenue, Jacksonville, FL 32208Listed by AVALON GROUP USA LLC | Sep 2026 | $84,000 | $71 | 3/2 | 1,176 | 142 | 0.4 |
| 8764 3rd Avenue, Jacksonville, FL 32208Listed by GPS HOMES REALTY LLC | Sep 2026 | $110,000 | $88 | 4/2 | 1,248 | 23 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: VIRTUALTY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines