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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·53 days on market

9102 6th Avenue

Jacksonville, FL 32208

$79,250$91/sqftEst. $439/moMLS# 2160665
↓ $6,650 below original list
3
Beds
1
Baths
870
Sq Ft
1941
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

DIAMOND IN THE ROUGH - FIXER UPPER! Come see this beautiful 3/1 corner lot property with partial updates in need of some good TLC! Open living space with open kitchen with tile backsplash, stainless appliances, updated cabinets & flooring. Three bedrooms offer additional flex space with convenient hall bath. Screened front porch gives additional covered sitting and storage area. Corner lot yard is fenced and offers ample off-street parking. AC changeout permitted 2023. Sold as-is where-is. Property is not for rent!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$439
Property taxesest. at asking price, Duval County$129
Estimated total, before insurance$568/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,489/yr · $207/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$79,250
$15,850
Loan Term
Monthly Payment
$439
Principal & Interest: $439
Property taxes (est.): $129
Insurance (est.): $53
Estimated Total Monthly
$621
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,187 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,489/yr

Estimated taxes if purchased at asking price: ~$1,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Active Under Contract$79,250
  • Sep 25, 2026Price change$79,250−$250
  • Sep 17, 2026Price change$79,500−$250
  • Sep 10, 2026Price change$79,750−$6,150
  • Aug 18, 2026Listed$85,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $91/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9071 3rd Avenue, Jacksonville, FL 32208Listed by THIRDSTONE PROPERTIES LLCOct 2026$115,000$1353/18501710.2
8942 5th Avenue, Jacksonville, FL 32208Listed by KELLER WILLIAMS ST JOHNSAug 2026$209,999$2043/21,027660.2
9115 12th Avenue, Jacksonville, FL 32208Listed by GRANT AND GRANT 1 STOP REALTYSep 2026$80,000$773/11,0401360.3
2330 Broom Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCSep 2026$105,000$982/11,0742580.3
2305 Jayson Avenue, Jacksonville, FL 32208Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$132,500$1403/1.59461490.6
1707 Grand Street, Jacksonville, FL 32208Listed by 1 REALTY CORPJul 2026$90,000$953/1945110.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$79,250
Price / Sq Ft$91
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage870
Acres0.12 acres
Year Built1941
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

Community Information

Address9102 6th Avenue, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionRio Vista
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size5,227.2 sq ft
Parcel Number0366330020

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOff Street
ViewCity

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan
AppliancesOther
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionOther
Patio / PorchPorch, Screened
FencingFenced, Other
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedAugust 18, 2026
Days on Market50
Tax Amount$2,489.47
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WHOLESALE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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