This home is in Beachwalk, St. Johns — a waterfront home in St. Johns County.
Sold·Closed Aug 5, 2026·34 days on market·Recent sales in Beachwalk·Beachwalk
57 Clifton Bay Loop
St. Johns, FL 32259
45 more homes for sale in Beachwalk →Search Beachwalk on the map
About this home
Beachwalk
Enjoy the resort-style Beachwalk lifestyle in this well-maintained former model home with extensive upgrades! Stunning private lagoon with beach, restaurant, swim-up bar, tennis facility and more. Home has many features that set it apart from others in The Reef, including: * metal roof * gourmet kitchen with convection double wall oven, gas cooktop, walk-in pantry * 500 sq. ft. screened lanai overlooking pond * upscale light fixtures * stunning shiplap accent walls in main living areas * engineered wood staircase, not carpet * designer touches including custom window treatments with matching throw pillows * smart home features * true 4-bedroom, 3.5 bath: 2 BR have ensuite bath, 2 have Jack-and-Jill Huge primary BR on main floor currently has home office in one corner. Giant walk-in closet in primary, plus linen closets throughout. Watch wildlife & enjoy sunsets over the pond, on giant screened lanai. Built in 2020, occupied since 2022, no smoking or pets ever. Listing agent is owner
Next steps in Beachwalk
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,780 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $504,000 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $432,700 | $179,208 | — |
| 2024 | $464,733 | $173,450 | — |
| 2023 | $393,722 | $158,358 | — |
| 2022 | $375,996 | $353,123 | — |
| 2021 | $321,021 | $321,021 | — |
| 2020 | $65,000 | $64,886 | — |
2025 property taxes (current owner): $6,920/yr
Estimated taxes if purchased at asking price: ~$7,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 5, 2026Closed$509,000
- Jul 28, 2026Pending$509,000
- Jun 5, 2026Listed$509,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $225/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 72 Clifton Bay Loop, St. Johns, FL 32259Listed by LOKATION | Aug 2026 | $395,000 | $208 | 4/2.5 | 1,895 | 144 | 0 |
| 211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $400,000 | $178 | 3/2.5 | 2,253 | 102 | 0.1 |
| 248 Clifton Bay, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Sep 2026 | $420,000 | $216 | 3/2.5 | 1,943 | 119 | 0.2 |
| 419 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $527,500 | $211 | 4/3 | 2,503 | 299 | 0.2 |
| 270 Clifton Bay Loop, St. Johns, FL 32259Listed by MOMENTUM REALTY | Aug 2026 | $414,900 | $215 | 3/2.5 | 1,928 | 37 | 0.2 |
| 334 Clifton Bay Loop, St. Johns, FL 32259Listed by ACHIEVE REALTY GROUP LLC | Aug 2026 | $500,000 | $218 | 4/2.5 | 2,298 | 14 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COASTAL REALTY OF NE FLORIDA, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beachwalk
Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Beachwalk homes for sale →Keep looking
More homes in Beachwalk
For Sale385 Rum Runner WaySt. Johns, FL 32259
3 bd · 2.5 ba · 1,912 sq ft
$490,000Est. $2,608/moEnjoy the Beachwalk lifestyle without the Beachwalk price tag! Built in 2023, this beautiful 3-bedroom, 2.5-bath home…
Listing Office: better homes & gardens real estate lifestyles realty
For Sale126 Old Fort TrailSt. Johns, FL 32259
4 bd · 3.5 ba · 2,265 sq ft
$482,500Est. $2,568/mo*4 bedrooms, 3.5 bathrooms in the highly sought-after Beachwalk community* *Built in 2021 with all major systems in…
Listing Office: keller williams st johns
For Sale467 Rum Runner WaySt. Johns, FL 32259
3 bd · 2.5 ba · 2,325 sq ft
$474,900Est. $2,528/moWelcome to Atlantica Isles! This wonderful two story 3 bedroom 2 and 1/2 bathroom townhome is in the heart of the…
Listing Office: the legends of real estate east coast property management llc
For Sale293 Rum Runner WaySt. Johns, FL 32259
4 bd · 3.5 ba · 2,399 sq ft
$473,899Est. $2,522/moLive where every day feels like a vacation! Just steps from Beachwalk's spectacular 14-acre Crystal Lagoon, this…
Listing Office: the thayver group
Keep looking
Similar homes in St. Johns
Explore the area
More in Beachwalk
Beachwalk guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines