This home is in Beachwalk, St. Johns.
Active Under Contract·45 days on market·Beachwalk
57 Clifton Bay Loop
St. Johns, FL 32259
About this home
Beachwalk
Enjoy the resort-style Beachwalk lifestyle in this well-maintained former model home with extensive upgrades! Stunning private lagoon with beach, restaurant, swim-up bar, tennis facility and more. Home has many features that set it apart from others in The Reef, including: * metal roof * gourmet kitchen with convection double wall oven, gas cooktop, walk-in pantry * 500 sq. ft. screened lanai overlooking pond * upscale light fixtures * stunning shiplap accent walls in main living areas * engineered wood staircase, not carpet * designer touches including custom window treatments with matching throw pillows * smart home features * true 4-bedroom, 3.5 bath: 2 BR have ensuite bath, 2 have Jack-and-Jill Huge primary BR on main floor currently has home office in one corner. Giant walk-in closet in primary, plus linen closets throughout. Watch wildlife & enjoy sunsets over the pond, on giant screened lanai. Built in 2020, occupied since 2022, no smoking or pets ever. Listing agent is owner
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $504,000 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $432,700 | $179,208 | — |
| 2024 | $464,733 | $173,450 | — |
| 2023 | $393,722 | $158,358 | — |
| 2022 | $375,996 | $353,123 | — |
| 2021 | $321,021 | $321,021 | — |
| 2020 | $65,000 | $64,886 | — |
2025 property taxes (current owner): $6,920/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,780 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jun 5, 2026Listed$509,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Beachwalk
Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Beachwalk homes for sale →Listing Courtesy of: COASTAL REALTY OF NE FLORIDA, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines