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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Jul 30, 2026·13 days on market·Recent sales in Jacksonville

2519 Whispering Woods Boulevard 3

Jacksonville, FL 32246

$215,000sold priceListed at $215,000 · 100% of asking$178/sqftMLS# 2148526
3
Beds
2
Baths
1,205
Sq Ft
1983
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2,178 sqft lotTownhouse1 story

About this home

Jacksonville

Welcome to this beautifully remodeled 3BR/2BA townhome, offering the rare and sought-after benefit of NO HOA! This move-in-ready residence is perfectly situated in a desirable neighborhood, providing easy access to the area's best amenities, including the beaches and St. Johns Town Center. Inside, you will find a bright, open layout complemented by new LVP flooring throughout. The heart of the home is the brand-new kitchen, featuring elegant white shaker cabinets, stunning quartz counters, and a suite of brand new stainless steel appliances. Both bathrooms have also been tastefully updated, providing a fresh and contemporary feel. Enjoy complete peace of mind knowing the major systems have been recently replaced: this home boasts a Brand New Roof, a 2021 AC system, and a 2021 Water Heater. For added security, the home was re-piped in 2006. This townhome perfectly blends prime location, extensive remodeling, and critical mechanical upgrades. A true gem ready for its new owner!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,191
Property taxesest. at asking price, Duval County$351
Estimated total, before insurance$1,542/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,112/yr · $176/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,191
Principal & Interest: $1,191
Property taxes (est.): $351
Insurance (est.): $143
Estimated Total Monthly
$1,685
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,523 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$160,868$64,779—
2024$143,248$58,890—
2023$124,106$53,537—
2022$101,859$48,670—
2021$86,899$44,246—
2020$79,403$40,224▼ $2,469

2025 property taxes (current owner): $2,112/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 30, 2026Closed$215,000
  • Jun 3, 2026Listed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11355 Estancia Villa Circle 202, Jacksonville, FL 32246Listed by MOMENTUM REALTYAug 2026$215,000$1672/2.51,287720.4
11750 White Horse Road, Jacksonville, FL 32246Listed by RIVER CITY RENTALS AND REALTYJul 2026$260,000$2472/21,05260.4
12311 Kensington Lakes Drive 1206, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$140,000$1272/2.51,100492.1
12311 Kensington Lakes Drive 3001, Jacksonville, FL 32246Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$182,000$1652/2.51,10062.1
325 Greencastle Drive 55, Jacksonville, FL 32225Listed by ZALLOUM REALTY LLCAug 2026$173,900$1222/2.51,428122.1
12311 Kensington Lakes Drive 1301, Jacksonville, FL 32246Listed by ROUND TABLE REALTYJul 2026$199,000$1812/2.51,10052.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$215,000
Price / Sq Ft$178
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,205
Acres0.05 acres
Year Built1983
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBrookview
MiddleKernan

Community Information

Address2519 Whispering Woods Boulevard 3, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionWhispering Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size2,178 sq ft
Parcel Number1652893126

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Unassigned

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Patio
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 3, 2026
Days on Market13
Tax Amount$2,112.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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