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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Marco, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jun 22, 2026·7 days on market·Recent sales in San Marco·San Marco

944 Elder Lane

Jacksonville, FL 32207

$2,600,000sold priceListed at $2,750,000 · 94.5% of asking$738/sqftMLS# 2145441
4
Beds
4
Baths
3,521
Sq Ft
1939
Built
2
Garage
Yes
Pool

31 more homes for sale in San Marco →Search San Marco on the map

No HOA0.53 acresSingle Family Residence2 stories

About this home

San Marco

Built in 1939 and thoughtfully renovated for modern living, this exceptional home in the heart of historic San Marco is just a short walk to San Marco Square. Over the past year, the home has undergone extensive upgrades while maintaining its architectural charm. The fully renovated kitchen features a rebuilt island with added storage, marble countertops, paneled Sub-Zero refrigerator & wine cooler, mixed-metal Wolf range, plumbing fixtures and custom built-ins. A completely redesigned wet bar w/ice maker. The FR showcases T&G ceilings and custom built-ins. The primary suite offers dual California Closets, custom built-ins, a glam station inspired by the home's 1930s roots, Toto Neorest toilet, etc. Additional improvements include a renovated powder room, smart home automation, re-plumbing, electrical, encapsulated crawlspace, & renovated garage w/ insulation & Shark coating. See complete list in documents. This residence is fully renovated & ready for immediate enjoyment!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$14,401
Property taxesest. at asking price, Duval County$4,245
Estimated total, before insurance$18,647/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,600,000
$520,000
Loan Term
Monthly Payment
$14,401
Principal & Interest: $14,401
Property taxes (est.): $4,245
Insurance (est.): $1,733
Estimated Total Monthly
$20,380
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1939)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,400,000 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,238,818$1,223,831▲ $140,255
2024$1,112,574$1,112,574▼ $714
2023$1,168,966$1,168,966—
2022$801,565$491,910—
2021$707,016$476,127—
2020$675,803$468,863—

Estimated taxes if purchased at asking price: ~$50,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $416/sq ft; this home is listed at $781/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2326 Laurel Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,550,000$3625/3.54,28400.1
1052 Holly Lane, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,950,000$4905/4.53,976480.2
2722 White Oak Lane, Jacksonville, FL 32207Listed by THE LEGENDS OF REAL ESTATEJun 2026$1,000,000$3313/2.53,01810.2
1579 Alexandria Place N, Jacksonville, FL 32207Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,500,000$4165/53,604640.3
2405 Pineridge Road, Jacksonville, FL 32207Listed by HERRON REAL ESTATE LLCAug 2026$720,000$2743/22,623440.3
2527 Pineridge Road, Jacksonville, FL 32207Listed by PETRA MANAGEMENT INC.Aug 2026$1,550,000$4684/3.53,314110.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,750,000
Price / Sq Ft$781
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage3,521
Total Structure Area3,521 sq ft
Acres0.53 acres
Year Built1939
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address944 Elder Lane, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSan Marco
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size23,086.8 sq ft
Lot Dimensions113 X 204
Parcel Number0814060000
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, Other

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Smart Home, Wet Bar
AppliancesConvection Oven, Dishwasher, Electric Oven, Electric Water Heater, Freezer, Gas Range, Ice Maker, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Split System
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther
# of Stories2
LevelsTwo
LaundryIn Garage, Upper Level

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
FencingBack Yard, Other
RoofShingle
ConstructionBrick
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market7
Tax Year2026
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Marco

San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all San Marco homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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