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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee.

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Sold

Sold·Closed Sep 25, 2026·82 days on market·Recent sales in Yulee

87430 Haven Road

Yulee, FL 32097

$255,000sold priceListed at $264,900 · 96.3% of asking$190/sqftMLS# 2148814
3
Beds
2
Baths
1,344
Sq Ft
2026
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.55 acresManufactured Home1 storyNew construction

About this home

Yulee

Brand New Clayton MFH in popular Yulee on large 1.55 acre lot. This home has upgraded vinyl through out as well as entertainment wall in GR. The kitchen has side by side stainless refrigerator as well as a large island & smooth top range plus D/W. The kitchen also has lots of cabinets & a coffee nook. Plenty of space to eat in large DR over looking large back yard. The master suite has double vanities & a big tub shower combo along with a nice walk in closet. At the other end of home for privacy are the two additional BRs & bath. There is a big laundry room opening to the back yard. Yard is high & dry, but back of acreage is in wetland designation. Home comes with a one year warranty & is priced to move quickly.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Property taxesest. at asking price, Nassau County$352
Estimated total, before insurance$1,764/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,023/yr · $169/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,412
Principal & Interest: $1,412
Property taxes (est.): $352
Insurance (est.): $170
Estimated Total Monthly
$1,934
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $130,300 in February 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$131,750$131,750—
2024$62,000$19,570—
2023$62,000$17,791—
2022$46,500$16,174—
2021$34,875$14,704—
2020$27,125$13,367—

2025 property taxes (current owner): $2,023/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 28, 2026Closed$264,900
  • Aug 25, 2026Pending$264,900
  • Jul 24, 2026Price change$264,900−$5,000
  • Jul 8, 2026Price change$269,900−$5,100
  • Jun 4, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
87122 Villa Lane, Yulee, FL 32097Listed by WATSON REALTY CORPAug 2026$335,000$2433/21,378840.9
87043 Chesapeake Avenue, Yulee, FL 32097Listed by ENTERA REALTY LLCAug 2026$319,900$2104/21,520511
87061 Farnsworth Lane, Yulee, FL 32097Listed by ENTERA REALTY LLCAug 2026$319,900$2104/21,5201111.1
97145 Blackbeards Way, Yulee, FL 32097Listed by WATSON REALTY CORPAug 2026$760,000$5113/21,488171.3
97236 Pirates Way, Yulee, FL 32097Listed by ATLANTIC SALT REALTYSep 2026$400,000$2663/21,503951.7
96497 Blackrock Road, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNSSep 2026$272,200$2722/11,001302.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$264,900
Price / Sq Ft$197
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,344
Acres1.55 acres
Year Built2026
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
Property ConditionUnder Construction
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address87430 Haven Road, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionYulee
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size67,518 sq ft
Lot Dimensions135' x 495'
Parcel Number383N27469000460000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionFew Trees
RoofShingle
ConstructionVinyl Siding

Additional Information

Date ListedJune 4, 2026
Days on Market82
Tax Amount$2,022.6
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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