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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·133 days on market

943 Brookwood Road

Jacksonville, FL 32207

$2,190,000$555/sqftEst. $12,130/moMLS# 2148777
↓ $260,000 below original listOpen house Sat, Oct 17 · 12:00 pm–2:00 pm
4
Beds
4.5
Baths
3,949
Sq Ft
1941
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.41 acresWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

**$100,000 Improvement and OPEN HOUSE this Saturday 12:00-2:00** Tucked within the scenic hills of the Oriental Gardens, this remarkable estate showcases breathtaking St. Johns River and creek views, effortlessly blending 1940s charm with thoughtfully renovated living, all within a setting unlike any other. Privately elevated atop a hill, the classic white brick exterior is perfectly framed by the lush lawn, mature landscaping, and the statuesque oak trees, setting the tone for the extraordinary backdrop. Step inside to discover beautifully curated interiors featuring original hardwood flooring, elegant finishes, and an abundance of natural light. The main living areas are set against the sweeping views visible from the kitchen, common living spaces, and the luxurious primary suite.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$12,130
Property taxesest. at asking price, Duval County$3,576
Estimated total, before insurance$15,706/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$20,315/yr · $1,693/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,190,000
$438,000
Loan Term
Monthly Payment
$12,130
Principal & Interest: $12,130
Property taxes (est.): $3,576
Insurance (est.): $1,460
Estimated Total Monthly
$17,166
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,511 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,123,420$1,123,420▲ $49,198
2024$1,075,853$1,075,853▲ $23,044
2023$1,054,580$1,046,131—
2022$951,029$951,029▼ $26,915
2021$869,965$616,377—
2020$713,860$607,177—

2025 property taxes (current owner): $20,315/yr

Estimated taxes if purchased at asking price: ~$42,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 3, 2026Price change$2,190,000−$100,000
  • Aug 4, 2026Price change$2,290,000−$60,000
  • Jul 20, 2026Price change$2,350,000−$100,000
  • Jun 4, 2026Listed$2,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $370/sq ft; this home is listed at $555/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2722 White Oak Lane, Jacksonville, FL 32207Listed by THE LEGENDS OF REAL ESTATEJun 2026$1,000,000$3313/2.53,01810.1
921 Oriental Gardens Road, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSMay 2025$899,000$3193/2.52,815110.1
2782 Green Bay Lane, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,820,000$5185/5.53,511310.2
1052 Holly Lane, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,950,000$4905/4.53,976480.2
1221 Oriental Gardens Road, Jacksonville, FL 32207Listed by AGENT TRUST REALTY CORPORATIONMay 2026$1,056,000$2784/3.53,802460.2
2743 Green Bay Lane, Jacksonville, FL 32207Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$1,350,000$3704/3.53,6452160.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,190,000
Price / Sq Ft$555
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,949
Acres0.41 acres
Year Built1941
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Multi Generational, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address943 Brookwood Road, Jacksonville, FL 32207
Area011-San Marco
SubdivisionBrookwood Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size17,859.6 sq ft
Parcel Number0824450000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewCreek/Stream, Pool, River, Water
Waterfront TypeCreek, River Front

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Double Oven, Electric Water Heater, Gas Range, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryLower Level, Sink
SecurityClosed Circuit Camera(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionDead End Street, Historic Area, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBrick
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 4, 2026
Days on Market132
Tax Amount$20,314.81
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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Open Houses

10/17/2026

12:00 pm - 2:00 pm