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92648 SHIPTON Lane, Fernandina Beach, FL 32034

$669,000
MLS# 2138336
5
Bedrooms
4
Bathrooms
3,178
Sq Ft
2023
Year Built

About This Home — 92648 SHIPTON Lane

Step into STYLE, SPACE, and FLEXIBILITY with this beautifully designed 5-bedroom, 4-bathroom home that truly checks every box! From the moment you enter, you'll appreciate the thoughtful layout featuring a private office with FRENCH DOORS, an upstairs versatile FLEX SPACE, and a convenient downstairs bedroom with a full bath, perfect for guests or multi-generational living. The HEART of the home showcases a stunning white kitchen complete with Stainless Steel appliances, SOFT-CLOSE cabinetry and drawers, additional storage under the island, and seamless flow into the main living areas adorned with Wood-Look Beachwood Tile. Plantation blinds throughout add a polished, move-in-ready touch. Upstairs, you'll find a spacious LOFT ideal for a media room, playroom, or second living area, along with generously sized bedrooms featuring cozy carpet. The primary suite is a true RETREAT, offering double vanities, a walk-in GLASS shower, and oversized closet, and a luxurious SOAKING TUB.

Features

Price$669,000
Price / Sq Ft$211
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,178
Acres0.25 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementarySouthside
MiddleFernandina Beach
HighFernandina Beach

Community Information

Address92648 SHIPTON Lane, Fernandina Beach, FL 32034
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionKingsley
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,890 sq ft
Parcel Number392N28014100250000
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Connected, Water Available
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Gas Cooktop, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Upper Level, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 3, 2026
Days on Market57
HOA Fees$305 / Quarterly
HOA FrequencyQuarterly
Tax Amount$8,994.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$669,000
$133,800
Loan Term
Monthly Payment
$3,561
Principal & Interest: $3,561
Est. Taxes & Insurance: $890
Estimated Total Monthly
$4,451
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: SUMMER HOUSE REALTYCourtney Sells Amelia · courtneysellsamelia@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida