This home is in Kingsley, Fernandina Beach — a home near Fernandina Beach High School.
Sold·Closed Sep 1, 2026·94 days on market·Recent sales in Kingsley·Kingsley
92648 Shipton Lane
Fernandina Beach, FL 32034
2 more homes for sale in Kingsley →Search Kingsley on the map
About this home
Kingsley
Step into STYLE, SPACE, and FLEXIBILITY with this beautifully designed 5-bedroom, 4-bathroom home that truly checks every box! From the moment you enter, you'll appreciate the thoughtful layout featuring a private office with FRENCH DOORS, an upstairs versatile FLEX SPACE, and a convenient downstairs bedroom with a full bath, perfect for guests or multi-generational living. The HEART of the home showcases a stunning white kitchen complete with Stainless Steel appliances, SOFT-CLOSE cabinetry and drawers, additional storage under the island, and seamless flow into the main living areas adorned with Wood-Look Beachwood Tile. Plantation blinds throughout add a polished, move-in-ready touch. Upstairs, you'll find a spacious LOFT ideal for a media room, playroom, or second living area, along with generously sized bedrooms featuring cozy carpet. The primary suite is a true RETREAT, offering double vanities, a walk-in GLASS shower, and oversized closet, and a luxurious SOAKING TUB.
Next steps in Kingsley
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,556 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $603,700 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $599,080 | $577,002 | — |
| 2024 | $524,547 | $524,547 | — |
| 2023 | $75,000 | $71,500 | — |
| 2022 | $65,000 | $65,000 | — |
| 2021 | $24,241 | $24,241 | — |
2025 property taxes (current owner): $8,995/yr
Estimated taxes if purchased at asking price: ~$11,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 1, 2026Closed$669,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $298/sq ft; this home is listed at $211/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 92503 Shipton Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jul 2026 | $695,000 | $236 | 4/3.5 | 2,950 | 44 | 0.1 |
| 92954 Cheltenham Lane, Fernandina Beach, FL 32034Listed by NON MLS (realMLS) | Jun 2026 | $685,000 | $214 | 5/4 | 3,207 | 0 | 0.2 |
| 96367 Grande Oaks Lane, Fernandina Beach, FL 32034Listed by GAILEY ENTERPRISES LLC | Sep 2026 | $780,000 | $249 | 4/3 | 3,131 | 16 | 0.3 |
| 96452 Grande Oaks Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2026 | $675,000 | $298 | 4/2 | 2,265 | 6 | 0.4 |
| 95010 Pacific Isle, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUP | Jul 2026 | $1,498,000 | $386 | 5/3.5 | 3,885 | 25 | 0.4 |
| 96266 Dowling Drive, Yulee, FL 32097Listed by SUMMER HOUSE REALTY | Jul 2026 | $1,310,000 | $355 | 6/5 | 3,687 | 5 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Kingsley
Kingsley is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Kingsley homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines