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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seven Pines, Jacksonville.

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Sold

Sold·Closed Aug 4, 2026·34 days on market·Recent sales in Seven Pines·Seven Pines

12086 Generations Avenue

Jacksonville, FL 32224

$590,000sold priceListed at $585,000 · 100.9% of asking$332/sqftMLS# 2148380
3
Beds
2
Baths
1,777
Sq Ft
2022
Built
2
Garage
No
Pool

71 more homes for sale in Seven Pines →Search Seven Pines on the map

FEMA Zone XHOA $8/mo4,792 sqft lotSingle Family Residence1 story

About this home

Seven Pines

THIS ICI HOME CAN'T BE BUILT FOR THIS PRICE LET ALONE WITH THE TONS OF UPGRADES AND THE LOCATION!!! Come see this splendid 3 bedroom 2 bathroom 12' ceiling home in Seven Pines. Better than new, this beauty offers every imaginable upgrade such as 36'' stove and hood, top of the line (level 7) cabinets, countertops, California style closets, electric and manual blinds and blackouts, wood look tile floors, water softener and filter system, EV charger, coated garage floors and too many more to list (please refer to list of upgrades under ''documents). Conveniently located at the entrance of the subdivision you will not find a better situated lot with a serene view of the preserve from your front door. This home was built by ICI which offers higher quality standard features than other builders in the area. WASHER, DRYER AND SONOS EQUIPMENT DOES NOT CONVEY Tax annual amount of $12,103 INCLUDE CDD

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,268
Property taxesest. at asking price, Duval County$963
HOAbilled annually$8
Estimated total, before insurance$4,239/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,103/yr · $1,009/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$590,000
$118,000
Loan Term
Monthly Payment
$3,268
Principal & Interest: $3,268
Property taxes (est.): $963
Insurance (est.): $393
Estimated Total Monthly
$4,625
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,591 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $530,900 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$545,066$474,200▲ $34,808
2024$510,129$460,129—
2023$496,846$446,846▲ $61,967

2025 property taxes (current owner): $12,103/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 12, 2026Closed$585,000
  • Jun 2, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $319/sq ft; this home is listed at $329/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12170 Grand Pine Drive, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$640,900$3193/2.52,0101480.5
5559 Dairy Farm Road, Jacksonville, FL 32224Listed by DJ & LINDSEY REAL ESTATESep 2026$595,000$3124/2.51,910390.5
12154 Grand Pine Drive, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Aug 2026$522,575$3263/21,60300.5
12053 Old Canal Road, Jacksonville, FL 32224Listed by DJ & LINDSEY REAL ESTATEAug 2026$615,000$3164/2.51,948140.5
5796 Canopy Row Street, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYOct 2026$756,000$3283/22,3081480.6
5772 Canopy Row Road, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYSep 2026$699,270$3033/22,30800.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$585,000
Price / Sq Ft$329
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,777
Acres0.11 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address12086 Generations Avenue, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size4,791.6 sq ft
Parcel Number1677400630
ZoningResidential

Amenities

AmenitiesPool, Clubhouse
UtilitiesCable Available, Cable Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedJune 3, 2026
Days on Market34
HOA Fees$90 / Annually
HOA FrequencyAnnually
HOA NameSeven Pines
Tax Amount$12,103.02
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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