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This home is in Seven Pines, Jacksonville.

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Active Under Contract

Active Under Contract·45 days on market·Seven Pines

12086 Generations Avenue

Jacksonville, FL 32224

$585,000$329/sqftEst. $3,114/moMLS# 2148380
3
Beds
2
Baths
1,777
Sq Ft
2022
Built
2
Garage
No
Pool

About this home

Seven Pines

THIS ICI HOME CAN'T BE BUILT FOR THIS PRICE LET ALONE WITH THE TONS OF UPGRADES AND THE LOCATION!!! Come see this splendid 3 bedroom 2 bathroom 12' ceiling home in Seven Pines. Better than new, this beauty offers every imaginable upgrade such as 36'' stove and hood, top of the line (level 7) cabinets, countertops, California style closets, electric and manual blinds and blackouts, wood look tile floors, water softener and filter system, EV charger, coated garage floors and too many more to list (please refer to list of upgrades under ''documents). Conveniently located at the entrance of the subdivision you will not find a better situated lot with a serene view of the preserve from your front door. This home was built by ICI which offers higher quality standard features than other builders in the area. WASHER, DRYER AND SONOS EQUIPMENT DOES NOT CONVEY Tax annual amount of $12,103 INCLUDE CDD

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$2,973
Principal & Interest: $2,973
Est. Taxes & Insurance: $743
Estimated Total Monthly
$3,717
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,114
Property taxesest. at asking price, Duval County$955
HOAbilled annually$8
Estimated total, before insurance$4,076/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $530,900 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$545,066$474,200 $34,808
2024$510,129$460,129
2023$496,846$446,846 $61,967

2025 property taxes (current owner): $12,103/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,591 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 2, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$585,000
Price / Sq Ft$329
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,777
Acres0.11 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleTwin Lakes Academy

Community Information

Address12086 Generations Avenue, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size4,791.6 sq ft
Parcel Number1677400630
ZoningResidential

Amenities

AmenitiesPool, Clubhouse
UtilitiesCable Available, Cable Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedJune 3, 2026
Days on Market4
HOA Fees$90 / Annually
HOA FrequencyAnnually
HOA NameSeven Pines
Tax Amount$12,103.02
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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