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Active·Listed today

12944 Summerwind Lane

Jacksonville, FL 32224

$475,000$237/sqftEst. $2,528/moMLS# 2155725
3
Beds
2
Baths
2,004
Sq Ft
1995
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome home to this beautiful 3-bedroom, 2-bathroom home in the highly desirable Heather Glen at Glen Kernan community. The thoughtfully designed split floor plan includes a luxurious primary suite that serves as a private retreat, complete with a spa-inspired bathroom featuring dual vanities, a large soaking tub, a walk-in shower, and a spacious walk-in closet. Throughout the home you'll find a beautiful blend of hardwood flooring, and tile. Step outside to enjoy the privacy of a large, secluded backyard that provides a peaceful setting while still being conveniently located near everything Jacksonville has to offer. Situated on a quiet cul-de-sac in a family-friendly neighborhood, this home is just minutes from almost anywhere in the city. This exceptional home combines space, comfort, privacy, and an unbeatable location--don't miss your opportunity to make it yours!

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,414
Principal & Interest: $2,414
Est. Taxes & Insurance: $604
Estimated Total Monthly
$3,018
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,528
Property taxesest. at asking price, Duval County$776
HOAbilled annually$27
Estimated total, before insurance$3,331/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,566/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 16, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000
Price / Sq Ft$237
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,004
Acres0.31 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12944 Summerwind Lane, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionHeather Glen
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size13,503.6 sq ft
Parcel Number1677324820

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Oven, Electric Water Heater, Plumbed For Ice Maker, Washer
HeatingCentral
CoolingAttic Fan, Central Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPorch, Rear Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 16, 2026
Days on Market1
HOA Fees$325 / Annually
HOA FrequencyAnnually
Tax Amount$3,565.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PLANET REALTY AND MANAGEMENT LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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