This home is in Jacksonville.
Sold·Closed Sep 29, 2026·48 days on market·Recent sales in Jacksonville
12944 Summerwind Lane
Jacksonville, FL 32224
About this home
Jacksonville
Welcome home to this beautiful 3-bedroom, 2-bathroom home in the highly desirable Heather Glen at Glen Kernan community. The thoughtfully designed split floor plan includes a luxurious primary suite that serves as a private retreat, complete with a spa-inspired bathroom featuring dual vanities, a large soaking tub, a walk-in shower, and a spacious walk-in closet. Throughout the home you'll find a beautiful blend of hardwood flooring, and tile. Step outside to enjoy the privacy of a large, secluded backyard that provides a peaceful setting while still being conveniently located near everything Jacksonville has to offer. Situated on a quiet cul-de-sac in a family-friendly neighborhood, this home is just minutes from almost anywhere in the city. This exceptional home combines space, comfort, privacy, and an unbeatable location--don't miss your opportunity to make it yours!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,741 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 5 mi · 28 parking spaces
Closest park or preserve
Dutton Island Preserveabout 7 mi · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 6 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 4 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Fort Family Regional Parkabout 3 mi · Baseball, Basketball, Football, Soccer, Volleyball, Pickleball, Tennis
Closest grocery store
Publixabout 0.5 mi · 4765 Hodges Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,566/yr
Estimated taxes if purchased at asking price: ~$8,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 19, 2026Closed$475,000
- Sep 1, 2026Active Under Contract$475,000
- Jul 27, 2026Active$475,000
- Jul 19, 2026Active Under Contract$475,000
- Jul 16, 2026Listed$475,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $237/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4666 Kernan Mill Lane E, Jacksonville, FL 32224Listed by EPIQUE REALTY, INC | Sep 2026 | $495,000 | $274 | 3/2 | 1,808 | 3 | 0.2 |
| 13038 Kernan Mill Lane S, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $495,000 | $258 | 3/2 | 1,918 | 3 | 0.2 |
| 4577 Pebble Brook Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $640,000 | $278 | 5/3 | 2,302 | 13 | 0.4 |
| 4455 Rocky River Road W, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $529,100 | $274 | 3/2 | 1,932 | 33 | 0.6 |
| 4570 Middleton Park Circle W, Jacksonville, FL 32224Listed by NORVILLE REALTY INC | Oct 2026 | $454,000 | $222 | 3/2 | 2,047 | 7 | 0.9 |
| 4550 Middleton Park Circle W, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $269,900 | $183 | 2/2 | 1,477 | 1 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PLANET REALTY AND MANAGEMENT LLC
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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