This home is in The Plantation, Ponte Vedra Beach.

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Active

Active·45 days on market·The Plantation

105 Laurel Way

Ponte Vedra Beach, FL 32082

$1,945,000$602/sqftEst. $9,886/moMLS# 2148369

Beds

Baths

3,231

Sq Ft

2002

Built

Garage

Yes

Pool

About this home

The Plantation

Move right in and begin enjoying the exceptional lifestyle offered at The Plantation. Perfectly designed for both everyday living and entertaining, this beautifully updated courtyard pool home offers a rare combination of elegance, comfort, and low-maintenance living, with lawn care included in association fees. At the heart of the home is a stunning private courtyard featuring a gas-heated saltwater pool with a brand-new salt cell, expansive paver decking and a covered outdoor dining area highlighted by a tongue-and-groove ceiling. Walls of sliding glass doors open from the family room, informal dining and primary suite creating a seamless connection between the indoor and outdoor living spaces. The updated kitchen is a chef's delight, showcasing exquisite Taj Mahal quartz countertops and backsplash, custom cabinetry, Wolf double ovens, an induction cooktop, wine cooler, reverse osmosis filtered water, breakfast bar, spacious walk-in pantry, and abundant storage.

Cost to own

Mortgage calculator

Home Price

$1,945,000

Down Payment: 20%

$389,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$9,886

Principal & Interest: $9,886

Est. Taxes & Insurance: $2,472

Estimated Total Monthly

$12,358

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$9,886

Property taxesest. at asking price, St. Johns County$2,588

HOAbilled monthly$2,331

Estimated total, before insurance$14,805/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,227,378	$467,941	—
2024	$991,775	$454,046	—
2023	$953,870	$439,365	—
2022	$967,988	$425,112	—
2021	$594,913	$411,274	—
2020	$569,625	$404,905	—

2025 property taxes (current owner): $6,798/yr

Estimated taxes if purchased at asking price: ~$31,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 4, 2026Listed$1,945,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,945,000

Price / Sq Ft$602

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,231

Total Structure Area4,579 sq ft

Acres0.20 acres

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water, Screen Enclosure

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

Community Information

Address105 Laurel Way, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionThe Plantation At Pv

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size8,712 sq ft

Parcel Number0669151043

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Tennis Court(s), Trash

UtilitiesSewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener