This home is in The Plantation, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.
Active·136 days on market·The Plantation
105 Laurel Way
Ponte Vedra Beach, FL 32082
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About this home
The Plantation
Move right in and begin enjoying the exceptional lifestyle offered at The Plantation. Perfectly designed for both everyday living and entertaining, this beautifully updated courtyard pool home offers a rare combination of elegance, comfort, and low-maintenance living, with lawn care included in association fees. At the heart of the home is a stunning private courtyard featuring a gas-heated saltwater pool with a brand-new salt cell, expansive paver decking and a covered outdoor dining area highlighted by a tongue-and-groove ceiling. Walls of sliding glass doors open from the family room, informal dining and primary suite creating a seamless connection between the indoor and outdoor living spaces. The updated kitchen is a chef's delight, showcasing exquisite Taj Mahal quartz countertops and backsplash, custom cabinetry, Wolf double ovens, an induction cooktop, wine cooler, reverse osmosis filtered water, breakfast bar, spacious walk-in pantry, and abundant storage.
Next steps in The Plantation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Concrete — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,699 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park10 min drive · 202 parking spaces
Closest park or preserve
Nocatee Preserve14 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 2 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 2 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Park7 min drive · Baseball
Closest grocery store
Publix6 min drive · 3777 Palm Valley Rd, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,227,378 | $467,941 | — |
| 2024 | $991,775 | $454,046 | — |
| 2023 | $953,870 | $439,365 | — |
| 2022 | $967,988 | $425,112 | — |
| 2021 | $594,913 | $411,274 | — |
| 2020 | $569,625 | $404,905 | — |
2025 property taxes (current owner): $6,798/yr
Estimated taxes if purchased at asking price: ~$29,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 8, 2026Price change$1,875,000−$70,000
- Jun 4, 2026Listed$1,945,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $537/sq ft; this home is listed at $580/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 240 Laurel Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC. | Oct 2026 | $1,400,000 | $554 | 3/3 | 2,526 | 36 | 0.1 |
| 104 Twin Cedar Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $768,000 | $293 | 4/2.5 | 2,617 | 159 | 0.4 |
| 116 Regents Place, Ponte Vedra Beach, FL 32082Listed by WILLIAM RAVEIS REAL ESTATE | Oct 2026 | $1,800,000 | $537 | 4/3 | 3,355 | 15 | 0.5 |
| 101 Old Mill Court, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $1,151,000 | $398 | 5/4 | 2,895 | 83 | 0.5 |
| 4650 Palm Valley Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $2,425,000 | $635 | 5/4 | 3,821 | 96 | 0.6 |
| 124 Mill Cove Lane, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Aug 2026 | $845,000 | $363 | 4/3 | 2,329 | 46 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA COASTAL REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About The Plantation
The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines





