This home is in Jacksonville.

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Active

Active·47 days on market

12078 Mariposa Avenue

Jacksonville, FL 32256

$724,900$302/sqftEst. $3,685/moMLS# 2148317

Beds

Baths

2,400

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

**Up to $20,000 towards closing costs** See salesperson for details. 100% Energy Star Certified Home built by Providence Homes. Mariposa at EverRange! The Newberry plan offers 4 bedrooms with the Owners Suite downstairs. Open kitchen to Cafe and Family Room to covered patio. Upstairs with 3 bedrooms, 2 full baths, and a loft. Luxury vinyl plank flooring, carpet in bedrooms, tile in wet areas. Paver driveway, garage floor coating, water softener loop, Nov/Dec completion.

Cost to own

Mortgage calculator

Home Price

$724,900

Down Payment: 20%

$144,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,685

Principal & Interest: $3,685

Est. Taxes & Insurance: $921

Estimated Total Monthly

$4,606

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,685

Property taxesest. at asking price, Duval County$1,184

HOAbilled annually$79

Estimated total, before insurance$4,947/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 2, 2026Listed$724,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$724,900

Price / Sq Ft$302

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,400

Acres0.11 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address12078 Mariposa Avenue, Jacksonville, FL 32256

Area028-Bayard

SubdivisionEverrange

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size4,791.6 sq ft

Parcel Number167901-0860

ZoningSingle Family

Amenities

AmenitiesPool, Children's Pool, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Construction, Doors, HVAC, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesElectric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Water Heater, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories2

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup