This home is in Jacksonville.

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Active Under Contract

Active Under Contract·176 days on market

13060 Whispering Winds Drive

Jacksonville, FL 32256

$699,900$241/sqftEst. $3,558/moMLS# 2126776

Beds

Baths

2,900

Sq Ft

2026

Built

2.5

Garage

Pool

About this home

Jacksonville

Introducing our newest SCARLETT design and same plan as the coming model -- where modern living meets timeless style in the heart of EverRange! Conveniently located near The Grove amenities center. This home features an open, bright layout perfect for entertaining and everyday living. The spacious kitchen offers a large island overlooking the great room and dining area, with added windows and a 12' sliding glass door bringing in abundant natural light. Enjoy 5 bedrooms, 3 full baths, and a flexible loft, downstairs offers 2 of the bedrooms and a study plus a mud room, walk-in pantry and lots of garage storage including golf cart space. Thoughtfully crafted for today's lifestyle, the SCARLETT floor plan combines comfort and innovation. The floor plan and survey are in documents. Construction to be complete in October. **Photos of model of same plan, structural options may be different** Design selections in photos.

Cost to own

Mortgage calculator

Home Price

$699,900

Down Payment: 20%

$139,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,558

Principal & Interest: $3,558

Est. Taxes & Insurance: $889

Estimated Total Monthly

$4,447

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,558

Property taxesest. at asking price, Duval County$1,143

HOAbilled annually$79

Estimated total, before insurance$4,780/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jan 24, 2026Listed$699,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$699,900

Price / Sq Ft$241

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,900

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusActive Under Contract

# of Garages2.5

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address13060 Whispering Winds Drive, Jacksonville, FL 32256

Area028-Bayard

SubdivisionEverrange

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number167901-0920

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Park, Pickleball

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

Water SourcePublic

ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories2

LevelsTwo

Spa FeaturesCommunity