This home is in St. Augustine — a home near Tocoi Creek High School.
Sold·Closed Jul 8, 2026·7 days on market·Recent sales in SilverLeaf
5481 Muskogean Street
St. Augustine, FL 32092
About this home
St. Augustine
Weekend mornings with nowhere to be. Evenings where the only noise is yours to make. Tucked on 1.25 acres with a 24x31 pole barn with water & electric, this property is built for buyers who want space, quality, & a little extra. Inside are 9 foot ceilings, LVP, quartz countertops, soft-close cabinetry & plantation shutters. Step outside & the lifestyle only gets better. A screen lanai gives you a place to gather, unwind, & enjoy the outdoors. The front porch invites you to slow down & stay a while. On well & septic with a water softener already in place, 3 sides fenced & set away from the creek, with attic storage, gutters & generator readiness already built in. A gated entry & a long driveway set the tone from the moment someone arrives & speak directly to privacy. No HOA means you bring what you love. RV, boat, trailer, toys & tools, there's room for all of it. Real space. Real life. No rules about how you enjoy it.
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,704 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $392,282 | $188,344 | — |
| 2024 | $381,944 | $182,328 | — |
| 2023 | $361,216 | $175,561 | — |
| 2022 | $359,323 | $168,991 | — |
| 2021 | $259,214 | $162,613 | — |
| 2020 | $245,099 | $159,678 | — |
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 16, 2026Closed$499,986
- Jun 1, 2026Listed$499,986
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $302/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1985 Tomahawk Road, St. Augustine, FL 32092Listed by BEACH STATE REALTY | Jul 2026 | $345,000 | $221 | 3/2 | 1,560 | 16 | 0.5 |
| 760 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $425,000 | $216 | 4/2.5 | 1,968 | 85 | 1.1 |
| 243 Bluegrass Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $402,000 | $216 | 3/2 | 1,864 | 109 | 1.2 |
| 613 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Jul 2026 | $413,990 | $222 | 3/2 | 1,864 | 20 | 1.2 |
| 765 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $420,000 | $228 | 3/2 | 1,844 | 0 | 1.2 |
| 33 Bluegrass Way, St. Augustine, FL 32092Listed by LENNAR REALTY INC | May 2025 | $448,480 | $231 | 4/3 | 1,943 | 84 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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