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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Indian Trace, St. Augustine — a pool home in St. Johns County.

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Active

$825,0003 bd · 2 ba · 1,974 sq ft

Active·Listed today·Indian Trace

1931 County Road 13A N

St. Augustine, FL 32092

$825,000$418/sqftEst. $4,498/mo mortgageMLS# 2172539
3
Beds
2
Baths
1,974
Sq Ft
2023
Built
2
Garage
Yes
Pool

All Indian Trace homes for sale →Search Indian Trace on the map

No HOA1.24 acresSingle Family Residence1 story

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About this home

Indian Trace

Beyond the gated entrance, landscaped grounds and a wooded front yard lead to a welcoming porch, where morning coffee comes with filtered sunlight and a reason to linger. Built in 2023 on 1.24 acres, this Craftsman-inspired home blends warm architectural details with an inviting outdoor setting, encouraging you to slow down, settle in and savor being home. Inside, beams frame a vaulted shiplap ceiling, bringing warmth and a sense of occasion to the living and dining area. Sunlight fills the gathering space, while updated trim and finishes carry the home's character from room to room. In the kitchen, a waterfall-edge island draws everyone close for casual breakfasts, shared bites and conversation as dinner takes shape. White cabinetry and floating shelves balance crisp finishes with warm accents, while a gas range, hood vent and walk-in pantry make everyday cooking a pleasure. With three bedrooms and two bathrooms arranged in a split floor plan, the home offers a comfortable balance of

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,498
Property taxesest. at asking price, St. Johns County$1,098
Estimated total, before insurance$5,596/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,248/yr · $437/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$825,000
$165,000
Loan Term
Monthly Payment
$4,498
Principal & Interest: $4,498
Property taxes (est.): $1,098
Insurance (est.): $550
Estimated Total Monthly
$6,146
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,506 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 6:44 AM, sunset 5:35 PM.

  • A pool back here is the warmest in town and glitters in the evening.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,248/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 7, 2026Active$825,000
  • Nov 5, 2026Listed$825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $418/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
760 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$425,000$2164/2.51,968851.4
754 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$460,000$2104/2.52,190851.4
255 Willow Lake Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$450,000$1945/32,320731.4
775 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCNov 2026$385,000$2373/21,622381.5
371 Applejack Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$404,990$2242/21,812701.5
327 Applejack Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$426,000$1922/2.52,21601.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$825,000
Price / Sq Ft$418
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,974
Total Structure Area2,945 sq ft
Acres1.24 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusActive
# of Garages2
# of Carport Spaces1
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address1931 County Road 13A N, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionIndian Trace
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size54,014.4 sq ft
Lot Dimensions149x341x172x332
Parcel Number0306930040
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage Door Opener, Gated

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
SecuritySecurity Gate, Security System Owned

Exterior

Exterior FeaturesFire Pit
Patio / PorchFront Porch, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedNovember 7, 2026
Days on Market0
Tax Amount$5,247.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Indian Trace

Indian Trace is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Indian Trace homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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