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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 24, 2026·15 days on market·Recent sales in Jacksonville

10075 Gate Parkway N 403

Jacksonville, FL 32246

$200,000sold priceListed at $209,000 · 95.7% of asking$165/sqftMLS# 2148108
2
Beds
2.5
Baths
1,209
Sq Ft
2001
Built
1
Garage
No
Pool
FEMA Zone XHOA $483/mo436 sqft lotCondominium3 stories

About this home

Jacksonville

Welcome to one of the most desirable condominium opportunities in Jacksonville's Southside. Located in the gated Mirabella community, this beautifully updated townhome-style condo combines modern finishes, functionality, and an unbeatable location. Meticulously upgraded with LVP flooring, quartz countertops, stainless steel appliances, and stylish finishes throughout, this move-in-ready home truly stands out. The unique three-story floor plan offers exceptional separation of space, with the main living and entertaining areas on the second floor and both bedrooms privately situated on the third floor. Enjoy Florida living year-round from two private balconies, providing the perfect space to relax and unwind. The private garage offers additional parking, storage, or space for a workshop or hobby area. Enjoy Mirabella's resort-style amenities. Steps from St. Johns town Center and minutes from beaches, Downtown and major highways, this location is second to none!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Property taxesest. at asking price, Duval County$327
HOAbilled monthly$483
Estimated total, before insurance$1,917/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,867/yr · $239/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$200,000
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Property taxes (est.): $327
Insurance (est.): $133
Estimated Total Monthly
$1,568
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$160,500$160,500▼ $31,500
2024$192,000$187,404—
2023$192,000$170,368—
2022$163,000$154,880—
2021$148,000$140,800—
2020$128,000$128,000—

2025 property taxes (current owner): $2,867/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 27, 2026Closed$209,000
  • Jul 14, 2026Pending$209,000
  • Jun 1, 2026Listed$209,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $157/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10075 Gate Parkway N 213, Jacksonville, FL 32246Listed by WATSON REALTY CORPAug 2026$219,450$1573/21,397300
10075 Gate Parkway N 1513, Jacksonville, FL 32246Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$185,000$1323/21,397930.2
10000 Gate Parkway 824, Jacksonville, FL 32246Listed by ELITE REALTY GROUPSep 2026$212,500$1862/21,145180.2
10000 Gate Parkway N 724, Jacksonville, FL 32246Listed by REDFIN CORPORATIONAug 2026$208,000$1822/21,145300.3
9745 Touchton Road 1129, Jacksonville, FL 32246Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$180,000$1552/2.51,159631
4480 Deerwood Lake Parkway 236, Jacksonville, FL 32216Listed by DJ & LINDSEY REAL ESTATEOct 2026$190,000$1262/21,5092001.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$209,000
Price / Sq Ft$173
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,209
Total Structure Area1,209 sq ft
Acres0.01 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryWindy Hill
HighEnglewood

Community Information

Address10075 Gate Parkway N 403, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionMirabella
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size435.6 sq ft
Parcel Number1677260090

Amenities

AmenitiesPool, Clubhouse, Fitness Center
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories3
LevelsThree Or More
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 1, 2026
Days on Market15
HOA Fees$483.12 / Monthly
HOA FrequencyMonthly
Tax Amount$2,866.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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