This home is in Reserve At Greenbriar, St. Johns.

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Active Under Contract

Active Under Contract·47 days on market·Reserve At Greenbriar

40 Thorton Court

St. Johns, FL 32259

$825,000$258/sqftEst. $4,391/moMLS# 2147651

Beds

Baths

3,193

Sq Ft

2015

Built

Garage

Yes

Pool

About this home

Reserve At Greenbriar

Set on a rare .41-acre cul-de-sac homesite with both preserve and pond views, this stunning 5-bedroom residence offers a private backyard retreat unlike anything else on the market. The screened saltwater pool and spa, surrounded by travertine decking, lush palms, and serene water views, create a true resort-style setting designed for both entertaining and everyday living. Inside, the thoughtfully designed floor plan includes a main-floor guest or mother-in-law suite with direct access to a full pool bath, while upstairs features a spacious loft offering flexible space for a media room, playroom, home office, or additional living area. A detached air-conditioned outbuilding provides even more versatility and is perfect for a private office, gym, studio, or man cave. Luxury features and upgrades are found throughout, including a gourmet kitchen, porcelain tile flooring, recessed lighting, fireplace, custom wainscoting and architectural wall detailing, whole-house water filtration and

Cost to own

Mortgage calculator

Home Price

$825,000

Down Payment: 20%

$165,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,167

Principal & Interest: $4,167

Est. Taxes & Insurance: $1,042

Estimated Total Monthly

$5,209

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,391

Property taxesest. at asking price, St. Johns County$1,098

HOAbilled annually$83

Estimated total, before insurance$5,572/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$615,890	$337,004	—
2024	$580,204	$326,799	—
2023	$572,377	$315,824	—
2022	$501,727	$305,169	—
2021	$369,105	$294,824	—
2020	$347,900	$290,063	—

2025 property taxes (current owner): $5,034/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 29, 2026Listed$825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$825,000

Price / Sq Ft$258

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,193

Acres0.41 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Fenced, Heated, Salt Water, Screen Enclosure

Is WaterfrontYes

School Information

ElementaryHickory Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address40 Thorton Court, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionReserve At Greenbriar

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size17,859.6 sq ft

Parcel Number0006810440

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Park, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Other

ViewPond, Protected Preserve

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesOther, Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Trash Compactor, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Spa FeaturesHeated, Above Ground