This home is in Reserve At Greenbriar, St. Johns — a home near Bartram Trail High School.
Active·3 days on market·Reserve At Greenbriar
63 Winterberry Court
St. Johns, FL 32259
2 more homes for sale in Reserve At Greenbriar →Search Reserve At Greenbriar on the map
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About this home
Reserve At Greenbriar
2.5% ASSUMABLE FHA LOAN + DUAL PRIMARY SUITES + NO CDD! Take over a 2.5% rate and save hundreds a month and thousands in compound interest!!! Reserve at Greenbriar home offers 3,197 sq ft, 4 beds, 3.5 baths and TWO owner's suites: a FIRST-FLOOR PRIMARY perfect as a mother-in-law suite for multi-generational living, plus a second primary upstairs, each with a walk-in closet. Extra wall insulation adds soundproofing for quiet, private rooms. Main floor: executive office, formal dining, luxury vinyl plank floors, open family room and a bright white kitchen with GAS range, island seating and butler's pantry. Upstairs loft makes a perfect media or game room. 3-CAR GARAGE with Tesla EV charger, tankless water heater, smart-home lighting, covered back porch and fully fenced vinyl backyard with sprinklers. Low $1,000/yr HOA includes resort-style pool, clubhouse, splash pad and playground. Minutes to I-95, shopping, dining and top-rated St. Johns County schools. Priced to sell fast!
Next steps in Reserve At Greenbriar
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,719 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $543,285 | $359,429 | — |
| 2024 | $513,851 | $348,592 | — |
| 2023 | $473,469 | $336,983 | — |
| 2022 | $409,954 | $325,712 | — |
| 2021 | $65,000 | $44,000 | — |
| 2020 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $5,336/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Listed$649,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Reserve At Greenbriar
Reserve At Greenbriar is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Reserve At Greenbriar homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines