This home is in Wells Creek, Jacksonville.

1 / 58

Active Under Contract

Active Under Contract·51 days on market·Wells Creek

11714 White Dogwood Road

Jacksonville, FL 32256

$525,000$219/sqftEst. $2,669/moMLS# 2147616

Beds

Baths

2,393

Sq Ft

2021

Built

Garage

Pool

About this home

Wells Creek

STUNNING UPGRADED & MOVE-IN READY HOME! Fall in love with this meticulously maintained, turn-key home blending modern luxury with everyday comfort. Offering 4 bedrooms, 2.5 baths (ALL baths renovated 2026) and a spacious loft Your living room feels cozy & sophisticated with stunning custom arched built-ins, a beautiful fireplace & mantel, and cabinets for added storage. Electric blinds that go from cozy & private to bright & welcoming with just one click, also custom drapes! You'll love spending time in your extended screened Lanai, perfect for entertaining, complete with a dedicated gas grill line, two ceiling fans and a privacy fence. This home includes epoxy garage floors, a water softener and upgraded lighting and chandeliers inside & out. A lot of the furniture will stay with the right offer. Call today for a private showing. Preferred Lender offering 1% for closing costs.

Cost to own

Mortgage calculator

Home Price

$525,000

Down Payment: 20%

$105,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,669

Principal & Interest: $2,669

Est. Taxes & Insurance: $667

Estimated Total Monthly

$3,336

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,669

Property taxesest. at asking price, Duval County$857

HOAbilled quarterly$125

Estimated total, before insurance$3,651/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$442,666	$349,478	▲ $20,101
2024	$423,325	$338,922	—
2023	$423,669	$327,595	▲ $42,229
2022	$366,598	$316,598	—
2021	$70,000	$70,000	—
2020	$70,000	$70,000	—

2025 property taxes (current owner): $6,747/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 29, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000

Price / Sq Ft$219

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,393

Acres0.17 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address11714 White Dogwood Road, Jacksonville, FL 32256

Area028-Bayard

SubdivisionWells Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size7,405.2 sq ft

Parcel Number1680901005

Amenities

AmenitiesPool, Dog Park, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)