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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·99 days on market

834 Cedar Street 834

Jacksonville, FL 32207

$374,000$294/sqftEst. $1,923/moMLS# 2146839
2
Beds
2
Baths
1,274
Sq Ft
1941
Built
Garage
No
Pool

About this home

Jacksonville

Located in the historic San Marco riverfront community of The Alexandria, this beautifully maintained and renovated 2BR/2BA condo offers stunning St. Johns River views with unmatched walkability to San Marco Square, Baptist Medical Center, Wolfson Children's Hospital, restaurants, shops, parks, and entertainment. Positioned on the desirable north end of the community overlooking the courtyard, pool, riverfront deck, picnic area, and grills, this light-filled residence features an open floor plan, new windows and doors, spacious living and dining areas, and a private balcony perfect for sunset views. The oversized primary suite includes a fireplace, large walk-in closet, and flex space ideal for a home office. Third bedroom configuration is commonly used as a dining room. All appliances convey, including washer and dryer. Secure locked entry and condo fees include amenities, water, and sewer. Enjoy the charm of historic waterfront living without the maintenance.

Cost to own

Mortgage calculator

$374,000
$74,800
Loan Term
Monthly Payment
$1,923
Principal & Interest: $1,923
Property taxes (est.): $611
Insurance (est.): $249
Estimated Total Monthly
$2,783
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,923
Property taxesest. at asking price, Duval County$611
HOAbilled monthly$536
Estimated total, before insurance$3,069/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,045/yr · $420/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $330,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$282,700$282,700
2024$282,700$201,485
2023$282,700$194,161
2022$237,050$187,050
2021$203,000$202,312
2020$190,000$183,920

2025 property taxes (current owner): $5,045/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 15, 2026Price change$374,000$1,000
  • May 23, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$374,000
Price / Sq Ft$294
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,274
Year Built1941
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesSoutheast

Community Information

Address834 Cedar Street 834, Jacksonville, FL 32207
Area011-San Marco
SubdivisionThe Alexandria
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Parcel Number0806201032

Amenities

AmenitiesPool, Maintenance Grounds, Maintenance Structure, Management - Full Time, Park
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Guest, Off Street
ViewRiver
Waterfront TypeRiver Access, River Front

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesBalcony, Impact Windows
Lot DescriptionHistoric Area
RoofShingle
ConstructionBrick, Frame

Additional Information

Date ListedMay 23, 2026
Days on Market95
HOA Fees$535.85 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$5,044.84
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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