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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed May 21, 2026·50 days on market·Recent sales in Jacksonville

838 Cedar Street 838

Jacksonville, FL 32207

$280,000sold priceListed at $299,000 · 93.6% of asking$280/sqftMLS# 2133235
2
Beds
1
Baths
1,000
Sq Ft
1941
Built
—
Garage
No
Pool
HOA $488/moWaterfrontCondominium2 stories

About this home

Jacksonville

Experience the perfect blend of historic charm and modern luxury in this beautifully renovated 2-bedroom, 1-bath riverfront condo. Filled with natural light, the open floor plan is enhanced by large new windows that showcase peaceful river views and create a bright, inviting atmosphere. The stylish kitchen has been completely remodeled with granite countertops, stainless steel appliances, crisp white cabinetry, and elegant finishes. Spacious living and dining areas flow effortlessly together, ideal for both entertaining and everyday living. Both bedrooms offer generous closet space, while the updated bathroom features modern fixtures with timeless design. Set within a sought-after historic riverfront building, residents enjoy convenient access to shops, restaurants, parks, and the vibrant downtown Jacksonville lifestyle. This exceptional residence offers the rare opportunity to enjoy waterfront living Additionally the pool is just steps away!Sunsets are a MUST SEE!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,551
Property taxesest. at asking price, Duval County$457
HOAbilled monthly$488
Estimated total, before insurance$2,496/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,906/yr · $326/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,551
Principal & Interest: $1,551
Property taxes (est.): $457
Insurance (est.): $187
Estimated Total Monthly
$2,195
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,906/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $299/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1528 Palm Avenue, Jacksonville, FL 32207Listed by KELLER WILLIAMS ST JOHNSMar 2026$170,000$2221/17661550
819 Lasalle Street 819, Jacksonville, FL 32207Listed by ERA ONETEAM REALTYFeb 2026$298,000$2342/21,2742980
847 Lasalle Street 847, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJan 2026$183,000$2392/17661210
1050 Hendricks Avenue 103, Jacksonville, FL 32207Listed by LA ROSA REALTY JACKSONVILLE, LLC.Jun 2026$202,888$2281/1888800.6
1478 Riverplace Boulevard 1801, Jacksonville, FL 32207Listed by LANDCO PROPERTIES, INC.May 2026$285,000$2491/11,143530.7
1478 Riverplace Boulevard 1103, Jacksonville, FL 32207Listed by SELECT REALTY LLCOct 2025$299,900$2312/21,2981970.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$299
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,000
Year Built1941
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address838 Cedar Street 838, Jacksonville, FL 32207
Area011-San Marco
SubdivisionThe Alexandria
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Parcel Number0806201036

Amenities

AmenitiesPool, Maintenance Grounds, Management - Full Time
UtilitiesElectricity Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Unassigned
ViewRiver

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsOne
LaundryIn Unit, Washer Hookup
SecuritySecured Lobby

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 1, 2026
Days on Market50
HOA Fees$487.95 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Sewer, Water
Tax Amount$3,906.11
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: SABAL REALTY GROUP LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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